Income Limits by County

FY2027 Small Area FMR · Titusville, FL

ZIP 32796 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32796 (Titusville, FL) is $1,560 a month, up 4.0% from FY2026. That is 12% below the Palm Bay-Melbourne-Titusville, FL area-wide FMR of $1,779.

2-bedroom SAFMR$1,560per month ▲ 4.0%
Area-wide 2 BR FMR$1,779Palm Bay-Melbourne-Titusvill
Rank in the area39thof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,404
2 BR Small Area FMR$1,560
110% of SAFMR$1,716

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32796 sits in the Palm Bay-Melbourne-Titusville, FL area

$1,250$2,420median $1,780

Of the 45 ZIP codes HUD lists for the area, 32796 has the 39th highest two-bedroom Small Area FMR. Palm Bay-Melbourne-Titusville, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,404 and $1,716 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,160$1,044 – $1,276$1,327$1,110
1 bedroom$1,340$1,206 – $1,474$1,525$1,300
2 bedrooms$1,560$1,404 – $1,716$1,779$1,500
3 bedrooms$2,090$1,881 – $2,299$2,382$2,050
4 bedrooms$2,370$2,133 – $2,607$2,707$2,320

A household renting a two-bedroom home at the Small Area FMR of $1,560 needs about $62,400 a year to keep housing costs at 30% of income. The area median family income is $97,000 and the 80% low-income limit for four people is $79,700. ZIP code 32796 lies mainly in Brevard County. See the Palm Bay-Melbourne-Titusville, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32754Mims6.2 mi$1,430
32780Titusville7.2 mi$1,450
32775Scottsmoor10.1 mi$1,780
32709Christmas10.9 mi$1,670
32927Cocoa11.7 mi$1,670
32766Oviedo12.1 mi$2,480

Questions

What is the Fair Market Rent for ZIP code 32796?

HUD's FY2027 Small Area Fair Market Rents for 32796 are $1,160 (studio), $1,340 (1 BR), $1,560 (2 BR), $2,090 (3 BR) and $2,370 (4 BR) a month.

What is the Section 8 payment standard in 32796?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32796 that range is $1,404 to $1,716 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32796?

The FY2026 income limits of the Palm Bay-Melbourne-Titusville, FL area apply: median family income $97,000, low-income (80%) limit $79,700 for a family of four.