FY2027 Small Area FMR · Scottsmoor, FL

ZIP 32775 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32775 (Scottsmoor, FL) is $1,780 a month, up 4.1% from FY2026. That is 0% equal to the Palm Bay-Melbourne-Titusville, FL area-wide FMR of $1,779.

2-bedroom SAFMR$1,780per month ▲ 4.1%

Area-wide 2 BR FMR$1,779Palm Bay-Melbourne-Titusvill

Rank in the area16thof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,602

2 BR Small Area FMR$1,780

110% of SAFMR$1,958

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,330▲ 4.7%

1 BR$1,530▲ 3.4%

2 BR$1,780▲ 4.1%

3 BR$2,380▲ 2.1%

4 BR$2,710▲ 2.3%

FY2027 FY2026

Where 32775 sits in the Palm Bay-Melbourne-Titusville, FL area

Of the 45 ZIP codes HUD lists for the area, 32775 has the 16th highest two-bedroom Small Area FMR. Palm Bay-Melbourne-Titusville, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,602 and $1,958 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,330	$1,197 – $1,463	$1,327	$1,270
1 bedroom	$1,530	$1,377 – $1,683	$1,525	$1,480
2 bedrooms	$1,780	$1,602 – $1,958	$1,779	$1,710
3 bedrooms	$2,380	$2,142 – $2,618	$2,382	$2,330
4 bedrooms	$2,710	$2,439 – $2,981	$2,707	$2,650

A household renting a two-bedroom home at the Small Area FMR of $1,780 needs about $71,200 a year to keep housing costs at 30% of income. The area median family income is $97,000 and the 80% low-income limit for four people is $79,700. ZIP code 32775 lies mainly in Brevard County. See the Palm Bay-Melbourne-Titusville, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
32759	Oak Hill	4.2 mi	$1,530
32754	Mims	6.4 mi	$1,430
32796	Titusville	10.1 mi	$1,560
32141	Edgewater	11.3 mi	$1,710
32169	New Smyrna Beach	13.1 mi	$2,060
32766	Oviedo	13.5 mi	$2,480

Questions

What is the Fair Market Rent for ZIP code 32775?

HUD's FY2027 Small Area Fair Market Rents for 32775 are $1,330 (studio), $1,530 (1 BR), $1,780 (2 BR), $2,380 (3 BR) and $2,710 (4 BR) a month.

What is the Section 8 payment standard in 32775?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32775 that range is $1,602 to $1,958 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32775?

The FY2026 income limits of the Palm Bay-Melbourne-Titusville, FL area apply: median family income $97,000, low-income (80%) limit $79,700 for a family of four.