Income Limits by County

FY2027 Small Area FMR · Orlando, FL

ZIP 32811 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32811 (Orlando, FL) is $1,970 a month, up 0.5% from FY2026. That is 1% above the Orlando-Kissimmee-Sanford, FL area-wide FMR of $1,959.

2-bedroom SAFMR$1,970per month ▲ 0.5%
Area-wide 2 BR FMR$1,959Orlando-Kissimmee-Sanford, F
Rank in the area90thof 154 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,773
2 BR Small Area FMR$1,970
110% of SAFMR$2,167

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32811 sits in the Orlando-Kissimmee-Sanford, FL area

$1,370$2,690median $1,990

Of the 154 ZIP codes HUD lists for the area, 32811 has the 90th highest two-bedroom Small Area FMR. Orlando-Kissimmee-Sanford, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,773 and $2,167 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,670$1,503 – $1,837$1,658$1,640
1 bedroom$1,740$1,566 – $1,914$1,726$1,720
2 bedrooms$1,970$1,773 – $2,167$1,959$1,960
3 bedrooms$2,460$2,214 – $2,706$2,445$2,460
4 bedrooms$2,870$2,583 – $3,157$2,856$2,910

A household renting a two-bedroom home at the Small Area FMR of $1,970 needs about $78,800 a year to keep housing costs at 30% of income. The area median family income is $97,600 and the 80% low-income limit for four people is $91,900. ZIP code 32811 lies mainly in Orange County. See the Orlando-Kissimmee-Sanford, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32835Orlando2.3 mi$2,150
32805Orlando2.7 mi$1,370
32839Orlando3.4 mi$1,820
32808Orlando4.1 mi$1,720
34734Gotha4.3 mi$2,330
32801Orlando4.7 mi$2,110

Questions

What is the Fair Market Rent for ZIP code 32811?

HUD's FY2027 Small Area Fair Market Rents for 32811 are $1,670 (studio), $1,740 (1 BR), $1,970 (2 BR), $2,460 (3 BR) and $2,870 (4 BR) a month.

What is the Section 8 payment standard in 32811?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32811 that range is $1,773 to $2,167 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32811?

The FY2026 income limits of the Orlando-Kissimmee-Sanford, FL area apply: median family income $97,600, low-income (80%) limit $91,900 for a family of four.