Income Limits by County

FY2027 Small Area FMR · Orlando, FL

ZIP 32839 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32839 (Orlando, FL) is $1,820 a month, down 1.6% from FY2026. That is 7% below the Orlando-Kissimmee-Sanford, FL area-wide FMR of $1,959.

2-bedroom SAFMR$1,820per month ▼ 1.6%
Area-wide 2 BR FMR$1,959Orlando-Kissimmee-Sanford, F
Rank in the area107thof 154 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,638
2 BR Small Area FMR$1,820
110% of SAFMR$2,002

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32839 sits in the Orlando-Kissimmee-Sanford, FL area

$1,370$2,690median $1,990

Of the 154 ZIP codes HUD lists for the area, 32839 has the 107th highest two-bedroom Small Area FMR. Orlando-Kissimmee-Sanford, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,638 and $2,002 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,540$1,386 – $1,694$1,658$1,550
1 bedroom$1,600$1,440 – $1,760$1,726$1,620
2 bedrooms$1,820$1,638 – $2,002$1,959$1,850
3 bedrooms$2,270$2,043 – $2,497$2,445$2,320
4 bedrooms$2,650$2,385 – $2,915$2,856$2,740

A household renting a two-bedroom home at the Small Area FMR of $1,820 needs about $72,800 a year to keep housing costs at 30% of income. The area median family income is $97,600 and the 80% low-income limit for four people is $91,900. ZIP code 32839 lies mainly in Orange County. See the Orlando-Kissimmee-Sanford, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32809Orlando2.2 mi$1,600
32805Orlando2.9 mi$1,370
32806Orlando3.3 mi$1,780
32811Orlando3.4 mi$1,970
32801Orlando4.2 mi$2,110
32819Orlando4.6 mi$2,270

Questions

What is the Fair Market Rent for ZIP code 32839?

HUD's FY2027 Small Area Fair Market Rents for 32839 are $1,540 (studio), $1,600 (1 BR), $1,820 (2 BR), $2,270 (3 BR) and $2,650 (4 BR) a month.

What is the Section 8 payment standard in 32839?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32839 that range is $1,638 to $2,002 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32839?

The FY2026 income limits of the Orlando-Kissimmee-Sanford, FL area apply: median family income $97,600, low-income (80%) limit $91,900 for a family of four.