FY2027 Small Area FMR · Miami Beach, FL
ZIP 33109 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33109 (Miami Beach, FL) is $3,690 a month, up 3.1% from FY2026. That is 44% above the Miami-Miami Beach-Kendall, FL area-wide FMR of $2,564.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 33109 sits in the Miami-Miami Beach-Kendall, FL area
Of the 120 ZIP codes HUD lists for the area, 33109 has the 8th highest two-bedroom Small Area FMR. Miami-Miami Beach-Kendall, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $3,321 and $4,059 for two bedrooms.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $2,810 | $2,529 – $3,091 | $1,953 | $2,690 |
| 1 bedroom | $3,050 | $2,745 – $3,355 | $2,121 | $2,930 |
| 2 bedrooms | $3,690 | $3,321 – $4,059 | $2,564 | $3,580 |
| 3 bedrooms | $4,710 | $4,239 – $5,181 | $3,277 | $4,590 |
| 4 bedrooms | $5,390 | $4,851 – $5,929 | $3,749 | $5,310 |
A household renting a two-bedroom home at the Small Area FMR of $3,690 needs about $147,600 a year to keep housing costs at 30% of income. The area median family income is $89,800 and the 80% low-income limit for four people is $109,000. ZIP code 33109 lies mainly in Miami-Dade County. See the Miami-Miami Beach-Kendall, FL county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 33109?
HUD's FY2027 Small Area Fair Market Rents for 33109 are $2,810 (studio), $3,050 (1 BR), $3,690 (2 BR), $4,710 (3 BR) and $5,390 (4 BR) a month.
What is the Section 8 payment standard in 33109?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33109 that range is $3,321 to $4,059 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 33109?
The FY2026 income limits of the Miami-Miami Beach-Kendall, FL area apply: median family income $89,800, low-income (80%) limit $109,000 for a family of four.