FY2027 Fair Market Rent · Florida
Miami-Dade County Fair Market Rent & Income Limits
HUD's FY2027 Fair Market Rent for a two-bedroom home in Miami-Dade County, FL is $2,564 a month, up 5.3% from FY2026. The area median family income is $89,800, and a family of four counts as low income up to $109,000 a year.
Fair Market Rent by unit size
FY2027 FY2026
Fair Market Rents are gross rents: rent plus the cost of all utilities except phone, cable and internet.
Check your household
Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Miami-Dade County, FL.
Low income (80% limit)
A household of 4 earning $107,000 is under the 80% limit of $109,000 for this area. At 30% of income it could pay about $2,675 a month for rent and utilities.
This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.
Income limits in Miami-Dade County
HUD's FY2026 income limits for Miami-Miami Beach-Kendall, FL are based on a median family income of $89,800. Programs such as Housing Choice Vouchers, public housing and HOME use the 30%, 50% and 80% columns; Low-Income Housing Tax Credit properties use the 50% and 60% Multifamily Tax Subsidy Project limits.
| People | Extremely low30% / poverty | Very low50% | 60% (LIHTC)MTSP | Low income80% |
|---|---|---|---|---|
| 1 | $28,600 | $47,700 | $57,240 | $76,300 |
| 2 | $32,700 | $54,500 | $65,400 | $87,200 |
| 3 | $36,800 | $61,300 | $73,560 | $98,100 |
| 4 | $40,850 | $68,100 | $81,720 | $109,000 |
| 5 | $44,150 | $73,550 | $88,260 | $117,750 |
| 6 | $47,400 | $79,000 | $94,800 | $126,450 |
| 7 | $50,700 | $84,450 | $101,340 | $135,150 |
| 8 | $55,720 | $89,900 | $107,880 | $143,900 |
Rent history
Since FY2017 the two-bedroom FMR here has gone from $1,295 to $2,564, up 98.0% over ten years. HUD has published a two-bedroom FMR for this area since FY1983, when it was $494.
What it takes to afford the rent
To keep a two-bedroom rent of $2,564 at no more than 30% of income, the usual affordability rule, a household needs about $102,600 a year. That is 114% of the area median family income of $89,800, so even a median-income family would spend more than 30% of its income on it.
| Unit | FY2027 | FY2026 | FY2025 | Income to affordat 30% |
|---|---|---|---|---|
| Studio | $1,953 | $1,828 | $1,711 | $78,100 |
| 1 bedroom | $2,121 | $1,995 | $1,898 | $84,800 |
| 2 bedrooms | $2,564 | $2,436 | $2,329 | $102,600 |
| 3 bedrooms | $3,277 | $3,127 | $3,008 | $131,100 |
| 4 bedrooms | $3,749 | $3,613 | $3,527 | $150,000 |
How Miami-Dade County compares
Miami-Dade County makes up the Miami-Miami Beach-Kendall, FL metro area on its own, so HUD's metro figures and the county figures are the same.
Miami-Dade County has the 1st highest two-bedroom Fair Market Rent of the 67 counties in Florida; the population-weighted average across Florida is $1,962 and the nationwide average is $1,751.
Small Area FMRs by ZIP code
HUD also publishes Small Area Fair Market Rents for each ZIP code. In Miami-Dade County the two-bedroom figure ranges from $2,010 to $3,850 across 118 ZIP codes, against the area-wide $2,564. Miami-Miami Beach-Kendall, FL is one of HUD's mandatory Small Area FMR areas (designated 2023), so housing agencies there must set voucher payment standards from these ZIP-code rents.
| ZIP | Place | 2 BR SAFMR | 110% payment std. |
|---|---|---|---|
| 33131 | Miami | $3,850 | $4,235 |
| 33132 | Miami | $3,850 | $4,235 |
| 33146 | Miami | $3,850 | $4,235 |
| 33185 | Miami | $3,850 | $4,235 |
| 33180 | Miami | $3,800 | $4,180 |
| 33194 | Miami | $3,800 | $4,180 |
| 33178 | Miami | $3,770 | $4,147 |
| 33109 | Miami Beach | $3,690 | $4,059 |
| 33149 | Key Biscayne | $3,660 | $4,026 |
| 33139 | Miami Beach | $3,570 | $3,927 |
| 33122 | Miami | $3,500 | $3,850 |
| 33137 | Miami | $3,460 | $3,806 |
| 33182 | Miami | $3,390 | $3,729 |
| 33158 | Miami | $3,290 | $3,619 |
| 33160 | North Miami Beach | $3,280 | $3,608 |
| 33154 | Miami Beach | $3,270 | $3,597 |
| 33140 | Miami Beach | $3,230 | $3,553 |
| 33129 | Miami | $3,220 | $3,542 |
| 33133 | Miami | $3,150 | $3,465 |
| 33196 | Miami | $3,090 | $3,399 |
| 33187 | Miami | $3,050 | $3,355 |
| 33177 | Miami | $3,030 | $3,333 |
| 33143 | Miami | $2,960 | $3,256 |
| 33172 | Miami | $2,950 | $3,245 |
| 33141 | Miami Beach | $2,900 | $3,190 |
| 33015 | Hialeah | $2,860 | $3,146 |
| 33134 | Miami | $2,860 | $3,146 |
| 33173 | Miami | $2,860 | $3,146 |
| 33184 | Miami | $2,850 | $3,135 |
| 33018 | Hialeah | $2,830 | $3,113 |
| 33156 | Miami | $2,820 | $3,102 |
| 33175 | Miami | $2,820 | $3,102 |
| 33186 | Miami | $2,800 | $3,080 |
| 33130 | Miami | $2,780 | $3,058 |
| 33155 | Miami | $2,770 | $3,047 |
| 33179 | Miami | $2,760 | $3,036 |
| 33183 | Miami | $2,730 | $3,003 |
| 33035 | Homestead | $2,720 | $2,992 |
| 33014 | Hialeah | $2,700 | $2,970 |
| 33126 | Miami | $2,690 | $2,959 |
| 33016 | Hialeah | $2,670 | $2,937 |
| 33145 | Miami | $2,660 | $2,926 |
| 33165 | Miami | $2,650 | $2,915 |
| 33166 | Miami | $2,650 | $2,915 |
| 33176 | Miami | $2,620 | $2,882 |
| 33174 | Miami | $2,600 | $2,860 |
| 33193 | Miami | $2,590 | $2,849 |
| 33002 | Hialeah | $2,560 | $2,816 |
| 33011 | Hialeah | $2,560 | $2,816 |
| 33017 | Hialeah | $2,560 | $2,816 |
| 33039 | Homestead | $2,560 | $2,816 |
| 33090 | Homestead | $2,560 | $2,816 |
| 33092 | Homestead | $2,560 | $2,816 |
| 33101 | Miami | $2,560 | $2,816 |
| 33106 | Miami | $2,560 | $2,816 |
| 33114 | Coral Gables | $2,560 | $2,816 |
| 33116 | Miami | $2,560 | $2,816 |
| 33119 | Miami Beach | $2,560 | $2,816 |
| 33124 | Miami | $2,560 | $2,816 |
| 33152 | Miami | $2,560 | $2,816 |
| 33153 | Miami | $2,560 | $2,816 |
| 33163 | Miami | $2,560 | $2,816 |
| 33164 | Miami | $2,560 | $2,816 |
| 33192 | Miami | $2,560 | $2,816 |
| 33195 | Miami | $2,560 | $2,816 |
| 33197 | Miami | $2,560 | $2,816 |
| 33198 | Miami | $2,560 | $2,816 |
| 33222 | Miami | $2,560 | $2,816 |
| 33231 | Miami | $2,560 | $2,816 |
| 33233 | Miami | $2,560 | $2,816 |
| 33234 | Miami | $2,560 | $2,816 |
| 33238 | Miami | $2,560 | $2,816 |
| 33239 | Miami Beach | $2,560 | $2,816 |
| 33242 | Miami | $2,560 | $2,816 |
| 33243 | Miami | $2,560 | $2,816 |
| 33245 | Miami | $2,560 | $2,816 |
| 33247 | Miami | $2,560 | $2,816 |
| 33255 | Miami | $2,560 | $2,816 |
| 33256 | Miami | $2,560 | $2,816 |
| 33257 | Miami | $2,560 | $2,816 |
| 33261 | Miami | $2,560 | $2,816 |
| 33265 | Miami | $2,560 | $2,816 |
| 33266 | Miami | $2,560 | $2,816 |
| 33269 | Miami | $2,560 | $2,816 |
| 33280 | Miami | $2,560 | $2,816 |
| 33283 | Miami | $2,560 | $2,816 |
| 33296 | Miami | $2,560 | $2,816 |
| 33190 | Miami | $2,520 | $2,772 |
| 33012 | Hialeah | $2,510 | $2,761 |
| 33031 | Homestead | $2,510 | $2,761 |
| 33144 | Miami | $2,510 | $2,761 |
| 33125 | Miami | $2,470 | $2,717 |
| 33055 | Opa Locka | $2,450 | $2,695 |
| 33161 | Miami | $2,450 | $2,695 |
| 33181 | Miami | $2,450 | $2,695 |
| 33056 | Miami Gardens | $2,440 | $2,684 |
| 33170 | Miami | $2,400 | $2,640 |
| 33032 | Homestead | $2,360 | $2,596 |
| 33189 | Miami | $2,340 | $2,574 |
| 33157 | Miami | $2,310 | $2,541 |
| 33138 | Miami | $2,300 | $2,530 |
| 33135 | Miami | $2,280 | $2,508 |
| 33169 | Miami | $2,280 | $2,508 |
| 33013 | Hialeah | $2,270 | $2,497 |
| 33033 | Homestead | $2,270 | $2,497 |
| 33168 | Miami | $2,270 | $2,497 |
| 33010 | Hialeah | $2,260 | $2,486 |
| 33162 | Miami | $2,260 | $2,486 |
| 33147 | Miami | $2,250 | $2,475 |
| 33167 | Miami | $2,170 | $2,387 |
| 33142 | Miami | $2,130 | $2,343 |
| 33128 | Miami | $2,120 | $2,332 |
| 33054 | Opa Locka | $2,090 | $2,299 |
| 33136 | Miami | $2,070 | $2,277 |
| 33127 | Miami | $2,060 | $2,266 |
| 33030 | Homestead | $2,050 | $2,255 |
| 33034 | Homestead | $2,010 | $2,211 |
| 33150 | Miami | $2,010 | $2,211 |
Questions
What is the Fair Market Rent in Miami-Dade County, FL for 2027?
For FY2027 (October 1, 2026 to September 30, 2027) HUD's Fair Market Rents in Miami-Dade County, FL are $1,953 for a studio, $2,121 for one bedroom, $2,564 for two bedrooms, $3,277 for three and $3,749 for four bedrooms, per month including utilities.
What is the area median income in Miami-Dade County, FL?
HUD's FY2026 median family income for the area is $89,800, up 3.0% from $87,200 in FY2025.
What is 80% of AMI in Miami-Dade County, FL for a family of 4?
The FY2026 low-income limit (80%) for a household of four is $109,000 a year. The very low-income limit (50%) is $68,100 and the extremely low-income limit is $40,850.
What is the 60% AMI limit for tax credit housing in Miami-Dade County, FL?
Under HUD's FY2026 Multifamily Tax Subsidy Project limits, the 60% limit is $57,240 for one person and $81,720 for four.
Is the Fair Market Rent the same as the Section 8 payment standard?
No. Housing agencies set their payment standard between 90% and 110% of the FMR (for a two-bedroom here: $2,308 to $2,820), and can ask HUD for exceptions. Check the payment standard with your local housing agency.