Income Limits by County

FY2027 Small Area FMR · Miami, FL

ZIP 33185 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33185 (Miami, FL) is $3,850 a month, up 5.5% from FY2026. That is 50% above the Miami-Miami Beach-Kendall, FL area-wide FMR of $2,564.

2-bedroom SAFMR$3,850per month ▲ 5.5%
Area-wide 2 BR FMR$2,564Miami-Miami Beach-Kendall, F
Rank in the area1stof 120 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,465
2 BR Small Area FMR$3,850
110% of SAFMR$4,235

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 33185 sits in the Miami-Miami Beach-Kendall, FL area

$2,010$3,850median $2,560

Of the 120 ZIP codes HUD lists for the area, 33185 has the 1st highest two-bedroom Small Area FMR. Miami-Miami Beach-Kendall, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $3,465 and $4,235 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,930$2,637 – $3,223$1,953$2,740
1 bedroom$3,190$2,871 – $3,509$2,121$2,990
2 bedrooms$3,850$3,465 – $4,235$2,564$3,650
3 bedrooms$4,920$4,428 – $5,412$3,277$4,680
4 bedrooms$5,630$5,067 – $6,193$3,749$5,410

A household renting a two-bedroom home at the Small Area FMR of $3,850 needs about $154,000 a year to keep housing costs at 30% of income. The area median family income is $89,800 and the 80% low-income limit for four people is $109,000. ZIP code 33185 lies mainly in Miami-Dade County. See the Miami-Miami Beach-Kendall, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
33193Miami1.9 mi$2,590
33175Miami2.8 mi$2,820
33183Miami3.3 mi$2,730
33184Miami3.6 mi$2,850
33182Miami3.7 mi$3,390
33186Miami5.5 mi$2,800

Questions

What is the Fair Market Rent for ZIP code 33185?

HUD's FY2027 Small Area Fair Market Rents for 33185 are $2,930 (studio), $3,190 (1 BR), $3,850 (2 BR), $4,920 (3 BR) and $5,630 (4 BR) a month.

What is the Section 8 payment standard in 33185?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33185 that range is $3,465 to $4,235 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 33185?

The FY2026 income limits of the Miami-Miami Beach-Kendall, FL area apply: median family income $89,800, low-income (80%) limit $109,000 for a family of four.