FY2027 Small Area FMR · Miami, FL
ZIP 33189 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33189 (Miami, FL) is $2,340 a month, up 4.0% from FY2026. That is 9% below the Miami-Miami Beach-Kendall, FL area-wide FMR of $2,564.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 33189 sits in the Miami-Miami Beach-Kendall, FL area
Of the 120 ZIP codes HUD lists for the area, 33189 has the 99th highest two-bedroom Small Area FMR. Miami-Miami Beach-Kendall, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,106 and $2,574 for two bedrooms.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,780 | $1,602 – $1,958 | $1,953 | $1,690 |
| 1 bedroom | $1,940 | $1,746 – $2,134 | $2,121 | $1,840 |
| 2 bedrooms | $2,340 | $2,106 – $2,574 | $2,564 | $2,250 |
| 3 bedrooms | $2,990 | $2,691 – $3,289 | $3,277 | $2,890 |
| 4 bedrooms | $3,420 | $3,078 – $3,762 | $3,749 | $3,340 |
A household renting a two-bedroom home at the Small Area FMR of $2,340 needs about $93,600 a year to keep housing costs at 30% of income. The area median family income is $89,800 and the 80% low-income limit for four people is $109,000. ZIP code 33189 lies mainly in Miami-Dade County. See the Miami-Miami Beach-Kendall, FL county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 33189?
HUD's FY2027 Small Area Fair Market Rents for 33189 are $1,780 (studio), $1,940 (1 BR), $2,340 (2 BR), $2,990 (3 BR) and $3,420 (4 BR) a month.
What is the Section 8 payment standard in 33189?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33189 that range is $2,106 to $2,574 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 33189?
The FY2026 income limits of the Miami-Miami Beach-Kendall, FL area apply: median family income $89,800, low-income (80%) limit $109,000 for a family of four.