Income Limits by County

FY2027 Small Area FMR · Delray Beach, FL

ZIP 33445 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33445 (Delray Beach, FL) is $2,480 a month, up 1.6% from FY2026. That is 6% above the West Palm Beach-Boca Raton, FL area-wide FMR of $2,349.

2-bedroom SAFMR$2,480per month ▲ 1.6%
Area-wide 2 BR FMR$2,349West Palm Beach-Boca Raton,
Rank in the area27thof 73 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,232
2 BR Small Area FMR$2,480
110% of SAFMR$2,728

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 33445 sits in the West Palm Beach-Boca Raton, FL area

$1,080$3,520median $2,350

Of the 73 ZIP codes HUD lists for the area, 33445 has the 27th highest two-bedroom Small Area FMR. West Palm Beach-Boca Raton, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,232 and $2,728 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,010$1,809 – $2,211$1,907$1,940
1 bedroom$2,120$1,908 – $2,332$2,008$2,060
2 bedrooms$2,480$2,232 – $2,728$2,349$2,440
3 bedrooms$3,220$2,898 – $3,542$3,052$3,160
4 bedrooms$3,720$3,348 – $4,092$3,523$3,670

A household renting a two-bedroom home at the Small Area FMR of $2,480 needs about $99,200 a year to keep housing costs at 30% of income. The area median family income is $107,600 and the 80% low-income limit for four people is $102,800. ZIP code 33445 lies mainly in Palm Beach County. See the West Palm Beach-Boca Raton, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
33484Delray Beach1.6 mi$2,350
33444Delray Beach1.8 mi$2,190
33483Delray Beach2.9 mi$3,100
33487Boca Raton3.3 mi$3,070
33436Boynton Beach4.6 mi$2,430
33437Boynton Beach4.6 mi$2,510

Questions

What is the Fair Market Rent for ZIP code 33445?

HUD's FY2027 Small Area Fair Market Rents for 33445 are $2,010 (studio), $2,120 (1 BR), $2,480 (2 BR), $3,220 (3 BR) and $3,720 (4 BR) a month.

What is the Section 8 payment standard in 33445?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33445 that range is $2,232 to $2,728 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 33445?

The FY2026 income limits of the West Palm Beach-Boca Raton, FL area apply: median family income $107,600, low-income (80%) limit $102,800 for a family of four.