FY2027 Fair Market Rent · Florida
Palm Beach County Fair Market Rent & Income Limits
HUD's FY2027 Fair Market Rent for a two-bedroom home in Palm Beach County, FL is $2,349 a month, up 4.2% from FY2026. The area median family income is $107,600, and a family of four counts as low income up to $102,800 a year.
Fair Market Rent by unit size
FY2027 FY2026
Fair Market Rents are gross rents: rent plus the cost of all utilities except phone, cable and internet.
Check your household
Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Palm Beach County, FL.
Low income (80% limit)
A household of 4 earning $100,800 is under the 80% limit of $102,800 for this area. At 30% of income it could pay about $2,520 a month for rent and utilities.
This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.
Income limits in Palm Beach County
HUD's FY2026 income limits for West Palm Beach-Boca Raton, FL are based on a median family income of $107,600. Programs such as Housing Choice Vouchers, public housing and HOME use the 30%, 50% and 80% columns; Low-Income Housing Tax Credit properties use the 50% and 60% Multifamily Tax Subsidy Project limits.
| People | Extremely low30% / poverty | Very low50% | 60% (LIHTC)MTSP | Low income80% |
|---|---|---|---|---|
| 1 | $27,000 | $45,000 | $54,000 | $71,950 |
| 2 | $30,850 | $51,400 | $61,680 | $82,250 |
| 3 | $34,700 | $57,850 | $69,420 | $92,550 |
| 4 | $38,550 | $64,250 | $77,100 | $102,800 |
| 5 | $41,650 | $69,400 | $83,280 | $111,050 |
| 6 | $44,750 | $74,550 | $89,460 | $119,250 |
| 7 | $50,040 | $79,700 | $95,640 | $127,500 |
| 8 | $55,720 | $84,850 | $101,820 | $135,700 |
Rent history
Since FY2017 the two-bedroom FMR here has gone from $1,370 to $2,349, up 71.5% over ten years. HUD has published a two-bedroom FMR for this area since FY1983, when it was $449.
What it takes to afford the rent
To keep a two-bedroom rent of $2,349 at no more than 30% of income, the usual affordability rule, a household needs about $94,000 a year. That is 87% of the area median family income of $107,600, so the rent is within reach of a median family but not of a low-income one.
| Unit | FY2027 | FY2026 | FY2025 | Income to affordat 30% |
|---|---|---|---|---|
| Studio | $1,907 | $1,788 | $1,639 | $76,300 |
| 1 bedroom | $2,008 | $1,901 | $1,830 | $80,300 |
| 2 bedrooms | $2,349 | $2,254 | $2,187 | $94,000 |
| 3 bedrooms | $3,052 | $2,920 | $2,856 | $122,100 |
| 4 bedrooms | $3,523 | $3,388 | $3,415 | $140,900 |
How Palm Beach County compares
Palm Beach County makes up the West Palm Beach-Boca Raton, FL metro area on its own, so HUD's metro figures and the county figures are the same.
Palm Beach County has the 2nd highest two-bedroom Fair Market Rent of the 67 counties in Florida; the population-weighted average across Florida is $1,962 and the nationwide average is $1,751.
Small Area FMRs by ZIP code
HUD also publishes Small Area Fair Market Rents for each ZIP code. In Palm Beach County the two-bedroom figure ranges from $1,100 to $3,520 across 70 ZIP codes, against the area-wide $2,349. West Palm Beach-Boca Raton, FL is one of HUD's mandatory Small Area FMR areas (designated 2016), so housing agencies there must set voucher payment standards from these ZIP-code rents.
| ZIP | Place | 2 BR SAFMR | 110% payment std. |
|---|---|---|---|
| 33449 | Lake Worth | $3,520 | $3,872 |
| 33470 | Loxahatchee | $3,380 | $3,718 |
| 33477 | Jupiter | $3,260 | $3,586 |
| 33496 | Boca Raton | $3,260 | $3,586 |
| 33432 | Boca Raton | $3,200 | $3,520 |
| 33431 | Boca Raton | $3,140 | $3,454 |
| 33483 | Delray Beach | $3,100 | $3,410 |
| 33487 | Boca Raton | $3,070 | $3,377 |
| 33418 | Palm Beach Gardens | $3,020 | $3,322 |
| 33428 | Boca Raton | $3,020 | $3,322 |
| 33472 | Boynton Beach | $3,020 | $3,322 |
| 33414 | Wellington | $2,990 | $3,289 |
| 33486 | Boca Raton | $2,900 | $3,190 |
| 33433 | Boca Raton | $2,880 | $3,168 |
| 33410 | Palm Beach Gardens | $2,710 | $2,981 |
| 33473 | Boynton Beach | $2,680 | $2,948 |
| 33498 | Boca Raton | $2,670 | $2,937 |
| 33458 | Jupiter | $2,660 | $2,926 |
| 33412 | West Palm Beach | $2,640 | $2,904 |
| 33478 | Jupiter | $2,610 | $2,871 |
| 33413 | West Palm Beach | $2,600 | $2,860 |
| 33426 | Boynton Beach | $2,580 | $2,838 |
| 33480 | Palm Beach | $2,570 | $2,827 |
| 33435 | Boynton Beach | $2,520 | $2,772 |
| 33437 | Boynton Beach | $2,510 | $2,761 |
| 33467 | Lake Worth | $2,490 | $2,739 |
| 33445 | Delray Beach | $2,480 | $2,728 |
| 33411 | West Palm Beach | $2,450 | $2,695 |
| 33436 | Boynton Beach | $2,430 | $2,673 |
| 33408 | North Palm Beach | $2,420 | $2,662 |
| 33417 | West Palm Beach | $2,400 | $2,640 |
| 33402 | West Palm Beach | $2,350 | $2,585 |
| 33416 | West Palm Beach | $2,350 | $2,585 |
| 33419 | West Palm Beach | $2,350 | $2,585 |
| 33420 | West Palm Beach | $2,350 | $2,585 |
| 33421 | Royal Palm Beach | $2,350 | $2,585 |
| 33422 | West Palm Beach | $2,350 | $2,585 |
| 33424 | Boynton Beach | $2,350 | $2,585 |
| 33425 | Boynton Beach | $2,350 | $2,585 |
| 33427 | Boca Raton | $2,350 | $2,585 |
| 33429 | Boca Raton | $2,350 | $2,585 |
| 33448 | Delray Beach | $2,350 | $2,585 |
| 33454 | Greenacres | $2,350 | $2,585 |
| 33465 | Lake Worth | $2,350 | $2,585 |
| 33466 | Lake Worth | $2,350 | $2,585 |
| 33468 | Jupiter | $2,350 | $2,585 |
| 33474 | Boynton Beach | $2,350 | $2,585 |
| 33481 | Boca Raton | $2,350 | $2,585 |
| 33482 | Delray Beach | $2,350 | $2,585 |
| 33484 | Delray Beach | $2,350 | $2,585 |
| 33488 | Boca Raton | $2,350 | $2,585 |
| 33497 | Boca Raton | $2,350 | $2,585 |
| 33401 | West Palm Beach | $2,300 | $2,530 |
| 33409 | West Palm Beach | $2,300 | $2,530 |
| 33446 | Delray Beach | $2,240 | $2,464 |
| 33463 | Lake Worth | $2,230 | $2,453 |
| 33461 | Lake Worth | $2,220 | $2,442 |
| 33407 | West Palm Beach | $2,210 | $2,431 |
| 33444 | Delray Beach | $2,190 | $2,409 |
| 33406 | West Palm Beach | $2,170 | $2,387 |
| 33415 | West Palm Beach | $2,170 | $2,387 |
| 33462 | Lake Worth | $2,140 | $2,354 |
| 33460 | Lake Worth | $2,060 | $2,266 |
| 33434 | Boca Raton | $1,970 | $2,167 |
| 33405 | West Palm Beach | $1,930 | $2,123 |
| 33403 | West Palm Beach | $1,900 | $2,090 |
| 33404 | West Palm Beach | $1,850 | $2,035 |
| 33493 | South Bay | $1,410 | $1,551 |
| 33476 | Pahokee | $1,280 | $1,408 |
| 33430 | Belle Glade | $1,100 | $1,210 |
Questions
What is the Fair Market Rent in Palm Beach County, FL for 2027?
For FY2027 (October 1, 2026 to September 30, 2027) HUD's Fair Market Rents in Palm Beach County, FL are $1,907 for a studio, $2,008 for one bedroom, $2,349 for two bedrooms, $3,052 for three and $3,523 for four bedrooms, per month including utilities.
What is the area median income in Palm Beach County, FL?
HUD's FY2026 median family income for the area is $107,600, down 3.8% from $111,800 in FY2025.
What is 80% of AMI in Palm Beach County, FL for a family of 4?
The FY2026 low-income limit (80%) for a household of four is $102,800 a year. The very low-income limit (50%) is $64,250 and the extremely low-income limit is $38,550.
What is the 60% AMI limit for tax credit housing in Palm Beach County, FL?
Under HUD's FY2026 Multifamily Tax Subsidy Project limits, the 60% limit is $54,000 for one person and $77,100 for four.
Is the Fair Market Rent the same as the Section 8 payment standard?
No. Housing agencies set their payment standard between 90% and 110% of the FMR (for a two-bedroom here: $2,114 to $2,584), and can ask HUD for exceptions. Check the payment standard with your local housing agency.