Income Limits by County

FY2027 Small Area FMR · Zephyrhills, FL

ZIP 33539 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33539 (Zephyrhills, FL) is $1,770 a month, down 3.8% from FY2026. That is 8% below the Tampa-St. Petersburg-Clearwater, FL area-wide FMR of $1,917.

2-bedroom SAFMR$1,770per month ▼ 3.8%
Area-wide 2 BR FMR$1,917Tampa-St. Petersburg-Clearwa
Rank in the area142ndof 208 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,593
2 BR Small Area FMR$1,770
110% of SAFMR$1,947

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 33539 sits in the Tampa-St. Petersburg-Clearwater, FL area

$1,020$2,880median $1,930

Of the 208 ZIP codes HUD lists for the area, 33539 has the 142nd highest two-bedroom Small Area FMR. Tampa-St. Petersburg-Clearwater, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,593 and $1,947 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,470$1,323 – $1,617$1,597$1,480
1 bedroom$1,520$1,368 – $1,672$1,648$1,580
2 bedrooms$1,770$1,593 – $1,947$1,917$1,840
3 bedrooms$2,260$2,034 – $2,486$2,448$2,350
4 bedrooms$2,750$2,475 – $3,025$2,977$2,860

A household renting a two-bedroom home at the Small Area FMR of $1,770 needs about $70,800 a year to keep housing costs at 30% of income. The area median family income is $104,700 and the 80% low-income limit for four people is $91,750. ZIP code 33539 lies mainly in Pasco County. See the Tampa-St. Petersburg-Clearwater, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
33542Zephyrhills1.7 mi$1,390
33540Zephyrhills3.6 mi$1,230
33541Zephyrhills3.7 mi$1,560
33849Kathleen6.0 mi$1,590
33543Wesley Chapel8.0 mi$2,650
33545Wesley Chapel8.5 mi$2,740

Questions

What is the Fair Market Rent for ZIP code 33539?

HUD's FY2027 Small Area Fair Market Rents for 33539 are $1,470 (studio), $1,520 (1 BR), $1,770 (2 BR), $2,260 (3 BR) and $2,750 (4 BR) a month.

What is the Section 8 payment standard in 33539?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33539 that range is $1,593 to $1,947 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 33539?

The FY2026 income limits of the Tampa-St. Petersburg-Clearwater, FL area apply: median family income $104,700, low-income (80%) limit $91,750 for a family of four.