FY2027 Small Area FMR · Lakeland, FL

ZIP 33803 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33803 (Lakeland, FL) is $1,830 a month, up 6.4% from FY2026. That is 14% above the Lakeland-Winter Haven, FL area-wide FMR of $1,608.

2-bedroom SAFMR$1,830per month ▲ 6.4%

Area-wide 2 BR FMR$1,608Lakeland-Winter Haven, FL

Rank in the area12thof 58 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,647

2 BR Small Area FMR$1,830

110% of SAFMR$2,013

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,430▲ 1.4%

1 BR$1,520▲ 7.8%

2 BR$1,830▲ 6.4%

3 BR$2,520▲ 8.6%

4 BR$3,060▲ 5.9%

FY2027 FY2026

Where 33803 sits in the Lakeland-Winter Haven, FL area

Of the 58 ZIP codes HUD lists for the area, 33803 has the 12th highest two-bedroom Small Area FMR. Lakeland-Winter Haven, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,608 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,830 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,430	$1,287 – $1,573	$1,258	$1,410
1 bedroom	$1,520	$1,368 – $1,672	$1,338	$1,410
2 bedrooms	$1,830	$1,647 – $2,013	$1,608	$1,720
3 bedrooms	$2,520	$2,268 – $2,772	$2,212	$2,320
4 bedrooms	$3,060	$2,754 – $3,366	$2,688	$2,890

A household renting a two-bedroom home at the Small Area FMR of $1,830 needs about $73,200 a year to keep housing costs at 30% of income. The area median family income is $83,900 and the 80% low-income limit for four people is $69,850. ZIP code 33803 lies mainly in Polk County. See the Lakeland-Winter Haven, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
33840	Eaton Park	1.5 mi	$1,830
33801	Lakeland	2.7 mi	$1,560
33813	Lakeland	2.8 mi	$2,030
33812	Lakeland	3.5 mi	$2,030
33815	Lakeland	4.5 mi	$1,350
33811	Lakeland	5.3 mi	$1,580

Questions

What is the Fair Market Rent for ZIP code 33803?

HUD's FY2027 Small Area Fair Market Rents for 33803 are $1,430 (studio), $1,520 (1 BR), $1,830 (2 BR), $2,520 (3 BR) and $3,060 (4 BR) a month.

What is the Section 8 payment standard in 33803?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33803 that range is $1,647 to $2,013 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 33803?

The FY2026 income limits of the Lakeland-Winter Haven, FL area apply: median family income $83,900, low-income (80%) limit $69,850 for a family of four.