FY2027 Small Area FMR · Lakeland, FL

ZIP 33801 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33801 (Lakeland, FL) is $1,560 a month, up 8.3% from FY2026. That is 3% below the Lakeland-Winter Haven, FL area-wide FMR of $1,608.

2-bedroom SAFMR$1,560per month ▲ 8.3%

Area-wide 2 BR FMR$1,608Lakeland-Winter Haven, FL

Rank in the area35thof 58 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,404

2 BR Small Area FMR$1,560

110% of SAFMR$1,716

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,220▲ 3.4%

1 BR$1,300▲ 10.2%

2 BR$1,560▲ 8.3%

3 BR$2,150▲ 10.3%

4 BR$2,610▲ 7.9%

FY2027 FY2026

Where 33801 sits in the Lakeland-Winter Haven, FL area

Of the 58 ZIP codes HUD lists for the area, 33801 has the 35th highest two-bedroom Small Area FMR. Lakeland-Winter Haven, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,608 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,560 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,220	$1,098 – $1,342	$1,258	$1,180
1 bedroom	$1,300	$1,170 – $1,430	$1,338	$1,180
2 bedrooms	$1,560	$1,404 – $1,716	$1,608	$1,440
3 bedrooms	$2,150	$1,935 – $2,365	$2,212	$1,950
4 bedrooms	$2,610	$2,349 – $2,871	$2,688	$2,420

A household renting a two-bedroom home at the Small Area FMR of $1,560 needs about $62,400 a year to keep housing costs at 30% of income. The area median family income is $83,900 and the 80% low-income limit for four people is $69,850. ZIP code 33801 lies mainly in Polk County. See the Lakeland-Winter Haven, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
33840	Eaton Park	2.0 mi	$1,830
33803	Lakeland	2.7 mi	$1,830
33812	Lakeland	4.5 mi	$2,030
33805	Lakeland	4.5 mi	$1,500
33813	Lakeland	5.1 mi	$2,030
33815	Lakeland	6.0 mi	$1,350

Questions

What is the Fair Market Rent for ZIP code 33801?

HUD's FY2027 Small Area Fair Market Rents for 33801 are $1,220 (studio), $1,300 (1 BR), $1,560 (2 BR), $2,150 (3 BR) and $2,610 (4 BR) a month.

What is the Section 8 payment standard in 33801?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33801 that range is $1,404 to $1,716 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 33801?

The FY2026 income limits of the Lakeland-Winter Haven, FL area apply: median family income $83,900, low-income (80%) limit $69,850 for a family of four.