Income Limits by County

FY2027 Small Area FMR · Davenport, FL

ZIP 33897 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 33897 (Davenport, FL) is $2,300 a month, up 3.1% from FY2026. That is 43% above the Lakeland-Winter Haven, FL area-wide FMR of $1,608.

2-bedroom SAFMR$2,300per month ▲ 3.1%
Area-wide 2 BR FMR$1,608Lakeland-Winter Haven, FL
Rank in the area4thof 58 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,070
2 BR Small Area FMR$2,300
110% of SAFMR$2,530

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 33897 sits in the Lakeland-Winter Haven, FL area

$1,350$2,800median $1,610

Of the 58 ZIP codes HUD lists for the area, 33897 has the 4th highest two-bedroom Small Area FMR. Lakeland-Winter Haven, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,608 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,300 for this ZIP code instead.

ZIP code 33897 crosses more than one HUD area. HUD also lists it under Orlando-Kissimmee-Sanford, FL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,800$1,620 – $1,980$1,258$1,830
1 bedroom$1,910$1,719 – $2,101$1,338$1,840
2 bedrooms$2,300$2,070 – $2,530$1,608$2,230
3 bedrooms$3,150$2,835 – $3,465$2,212$3,010
4 bedrooms$3,830$3,447 – $4,213$2,688$3,740

A household renting a two-bedroom home at the Small Area FMR of $2,300 needs about $92,000 a year to keep housing costs at 30% of income. The area median family income is $83,900 and the 80% low-income limit for four people is $69,850. ZIP code 33897 lies mainly in Polk County and Osceola County. See the Lakeland-Winter Haven, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
34747Kissimmee5.9 mi$2,110
33896Davenport6.9 mi$2,390
33858Loughman8.1 mi$2,350
33868Polk City8.8 mi$1,360
33837Davenport8.9 mi$2,110
34714Clermont9.7 mi$1,970

Questions

What is the Fair Market Rent for ZIP code 33897?

HUD's FY2027 Small Area Fair Market Rents for 33897 are $1,800 (studio), $1,910 (1 BR), $2,300 (2 BR), $3,150 (3 BR) and $3,830 (4 BR) a month.

What is the Section 8 payment standard in 33897?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 33897 that range is $2,070 to $2,530 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 33897?

The FY2026 income limits of the Lakeland-Winter Haven, FL area apply: median family income $83,900, low-income (80%) limit $69,850 for a family of four.