FY2027 Small Area FMR · Clermont, FL

ZIP 34714 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34714 (Clermont, FL) is $1,970 a month, down 1.5% from FY2026. That is 23% above the Lakeland-Winter Haven, FL area-wide FMR of $1,608.

2-bedroom SAFMR$1,970per month ▼ 1.5%

Area-wide 2 BR FMR$1,608Lakeland-Winter Haven, FL

Rank in the area9thof 58 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,773

2 BR Small Area FMR$1,970

110% of SAFMR$2,167

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,670■ 0.0%

1 BR$1,740▼ 0.6%

2 BR$1,970▼ 1.5%

3 BR$2,470▼ 1.6%

4 BR$2,890▼ 2.7%

FY2027 FY2026

Where 34714 sits in the Lakeland-Winter Haven, FL area

Of the 58 ZIP codes HUD lists for the area, 34714 has the 9th highest two-bedroom Small Area FMR. Lakeland-Winter Haven, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,608 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,970 for this ZIP code instead.

ZIP code 34714 crosses more than one HUD area. HUD also lists it under Orlando-Kissimmee-Sanford, FL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,670	$1,503 – $1,837	$1,258	$1,670
1 bedroom	$1,740	$1,566 – $1,914	$1,338	$1,750
2 bedrooms	$1,970	$1,773 – $2,167	$1,608	$2,000
3 bedrooms	$2,470	$2,223 – $2,717	$2,212	$2,510
4 bedrooms	$2,890	$2,601 – $3,179	$2,688	$2,970

A household renting a two-bedroom home at the Small Area FMR of $1,970 needs about $78,800 a year to keep housing costs at 30% of income. The area median family income is $83,900 and the 80% low-income limit for four people is $69,850. ZIP code 34714 lies mainly in Lake County and Polk County. See the Lakeland-Winter Haven, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
34711	Clermont	8.3 mi	$2,150
33897	Davenport	9.7 mi	$2,300
34787	Winter Garden	11.2 mi	$2,400
33868	Polk City	11.6 mi	$1,360
32830	Orlando	12.5 mi	$2,270
34747	Kissimmee	12.7 mi	$2,110

Questions

What is the Fair Market Rent for ZIP code 34714?

HUD's FY2027 Small Area Fair Market Rents for 34714 are $1,670 (studio), $1,740 (1 BR), $1,970 (2 BR), $2,470 (3 BR) and $2,890 (4 BR) a month.

What is the Section 8 payment standard in 34714?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34714 that range is $1,773 to $2,167 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 34714?

The FY2026 income limits of the Lakeland-Winter Haven, FL area apply: median family income $83,900, low-income (80%) limit $69,850 for a family of four.