FY2027 Small Area FMR · Crystal River, FL

ZIP 34428 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34428 (Crystal River, FL) is $1,110 a month, up 2.8% from FY2026. That is 7% below the Homosassa Springs, FL area-wide FMR of $1,194.

2-bedroom SAFMR$1,110per month ▲ 2.8%

Area-wide 2 BR FMR$1,194Homosassa Springs, FL

Rank in the area19thof 23 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$999

2 BR Small Area FMR$1,110

110% of SAFMR$1,221

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$890▲ 3.5%

1 BR$890▲ 3.5%

2 BR$1,110▲ 2.8%

3 BR$1,540▲ 1.3%

4 BR$1,820■ 0.0%

FY2027 FY2026

Where 34428 sits in the Homosassa Springs, FL area

Of the 23 ZIP codes HUD lists for the area, 34428 has the 19th highest two-bedroom Small Area FMR. Homosassa Springs, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,194 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,110 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$890	$801 – $979	$985	$860
1 bedroom	$890	$801 – $979	$988	$860
2 bedrooms	$1,110	$999 – $1,221	$1,194	$1,080
3 bedrooms	$1,540	$1,386 – $1,694	$1,653	$1,520
4 bedrooms	$1,820	$1,638 – $2,002	$1,993	$1,820

A household renting a two-bedroom home at the Small Area FMR of $1,110 needs about $44,400 a year to keep housing costs at 30% of income. The area median family income is $81,400 and the 80% low-income limit for four people is $63,850. ZIP code 34428 lies mainly in Citrus County. See the Homosassa Springs, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
34429	Crystal River	7.4 mi	$1,200
34498	Yankeetown	7.4 mi	$1,210
34433	Dunnellon	8.0 mi	$1,460
34449	Inglis	8.4 mi	$1,110
34465	Beverly Hills	9.8 mi	$1,290
34461	Lecanto	11.2 mi	$1,310

Questions

What is the Fair Market Rent for ZIP code 34428?

HUD's FY2027 Small Area Fair Market Rents for 34428 are $890 (studio), $890 (1 BR), $1,110 (2 BR), $1,540 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 34428?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34428 that range is $999 to $1,221 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 34428?

The FY2026 income limits of the Homosassa Springs, FL area apply: median family income $81,400, low-income (80%) limit $63,850 for a family of four.