FY2027 Small Area FMR · Inverness, FL

ZIP 34451 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34451 (Inverness, FL) is $1,190 a month, down 3.3% from FY2026. That is 0% equal to the Homosassa Springs, FL area-wide FMR of $1,194.

2-bedroom SAFMR$1,190per month ▼ 3.3%

Area-wide 2 BR FMR$1,194Homosassa Springs, FL

Rank in the area9thof 23 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,071

2 BR Small Area FMR$1,190

110% of SAFMR$1,309

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$980▼ 1.0%

1 BR$980▼ 1.0%

2 BR$1,190▼ 3.3%

3 BR$1,650▼ 3.5%

4 BR$1,990▼ 1.5%

FY2027 FY2026

Where 34451 sits in the Homosassa Springs, FL area

Of the 23 ZIP codes HUD lists for the area, 34451 has the 9th highest two-bedroom Small Area FMR. Homosassa Springs, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,194 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,190 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$980	$882 – $1,078	$985	$990
1 bedroom	$980	$882 – $1,078	$988	$990
2 bedrooms	$1,190	$1,071 – $1,309	$1,194	$1,230
3 bedrooms	$1,650	$1,485 – $1,815	$1,653	$1,710
4 bedrooms	$1,990	$1,791 – $2,189	$1,993	$2,020

A household renting a two-bedroom home at the Small Area FMR of $1,190 needs about $47,600 a year to keep housing costs at 30% of income. The area median family income is $81,400 and the 80% low-income limit for four people is $63,850. ZIP code 34451 lies mainly in Citrus County. See the Homosassa Springs, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
34452	Inverness	1.6 mi	$1,260
34453	Inverness	2.7 mi	$1,120
34450	Inverness	3.9 mi	$1,130
34442	Hernando	7.8 mi	$1,110
34436	Floral City	8.2 mi	$1,110
33538	Lake Panasoffkee	8.8 mi	$1,200

Questions

What is the Fair Market Rent for ZIP code 34451?

HUD's FY2027 Small Area Fair Market Rents for 34451 are $980 (studio), $980 (1 BR), $1,190 (2 BR), $1,650 (3 BR) and $1,990 (4 BR) a month.

What is the Section 8 payment standard in 34451?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34451 that range is $1,071 to $1,309 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 34451?

The FY2026 income limits of the Homosassa Springs, FL area apply: median family income $81,400, low-income (80%) limit $63,850 for a family of four.