FY2027 Small Area FMR · Inverness, FL

ZIP 34453 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34453 (Inverness, FL) is $1,120 a month, down 5.9% from FY2026. That is 6% below the Homosassa Springs, FL area-wide FMR of $1,194.

2-bedroom SAFMR$1,120per month ▼ 5.9%

Area-wide 2 BR FMR$1,194Homosassa Springs, FL

Rank in the area18thof 23 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008

2 BR Small Area FMR$1,120

110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$920▼ 3.2%

1 BR$930▼ 3.1%

2 BR$1,120▼ 5.9%

3 BR$1,550▼ 6.6%

4 BR$1,870▼ 4.6%

FY2027 FY2026

Where 34453 sits in the Homosassa Springs, FL area

Of the 23 ZIP codes HUD lists for the area, 34453 has the 18th highest two-bedroom Small Area FMR. Homosassa Springs, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,194 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$920	$828 – $1,012	$985	$950
1 bedroom	$930	$837 – $1,023	$988	$960
2 bedrooms	$1,120	$1,008 – $1,232	$1,194	$1,190
3 bedrooms	$1,550	$1,395 – $1,705	$1,653	$1,660
4 bedrooms	$1,870	$1,683 – $2,057	$1,993	$1,960

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $81,400 and the 80% low-income limit for four people is $63,850. ZIP code 34453 lies mainly in Citrus County. See the Homosassa Springs, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
34452	Inverness	4.0 mi	$1,260
34450	Inverness	5.2 mi	$1,130
34442	Hernando	5.3 mi	$1,110
34445	Holder	8.3 mi	$1,350
33538	Lake Panasoffkee	9.2 mi	$1,200
34461	Lecanto	9.7 mi	$1,310

Questions

What is the Fair Market Rent for ZIP code 34453?

HUD's FY2027 Small Area Fair Market Rents for 34453 are $920 (studio), $930 (1 BR), $1,120 (2 BR), $1,550 (3 BR) and $1,870 (4 BR) a month.

What is the Section 8 payment standard in 34453?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34453 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 34453?

The FY2026 income limits of the Homosassa Springs, FL area apply: median family income $81,400, low-income (80%) limit $63,850 for a family of four.