Income Limits by County

FY2027 Small Area FMR · Brooksville, FL

ZIP 34605 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34605 (Brooksville, FL) is $1,570 a month, down 4.8% from FY2026. That is 18% below the Tampa-St. Petersburg-Clearwater, FL area-wide FMR of $1,917.

2-bedroom SAFMR$1,570per month ▼ 4.8%
Area-wide 2 BR FMR$1,917Tampa-St. Petersburg-Clearwa
Rank in the area179thof 208 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,413
2 BR Small Area FMR$1,570
110% of SAFMR$1,727

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 34605 sits in the Tampa-St. Petersburg-Clearwater, FL area

$1,020$2,880median $1,930

Of the 208 ZIP codes HUD lists for the area, 34605 has the 179th highest two-bedroom Small Area FMR. Tampa-St. Petersburg-Clearwater, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,413 and $1,727 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,310$1,179 – $1,441$1,597$1,330
1 bedroom$1,350$1,215 – $1,485$1,648$1,420
2 bedrooms$1,570$1,413 – $1,727$1,917$1,650
3 bedrooms$2,010$1,809 – $2,211$2,448$2,110
4 bedrooms$2,440$2,196 – $2,684$2,977$2,570

A household renting a two-bedroom home at the Small Area FMR of $1,570 needs about $62,800 a year to keep housing costs at 30% of income. The area median family income is $104,700 and the 80% low-income limit for four people is $91,750. ZIP code 34605 lies mainly in Hernando County. See the Tampa-St. Petersburg-Clearwater, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
34604Brooksville2.1 mi$1,510
34609Spring Hill5.5 mi$1,980
34601Brooksville7.2 mi$1,410
34608Spring Hill8.1 mi$1,580
34602Brooksville8.5 mi$1,580
34613Brooksville10.2 mi$1,460

Questions

What is the Fair Market Rent for ZIP code 34605?

HUD's FY2027 Small Area Fair Market Rents for 34605 are $1,310 (studio), $1,350 (1 BR), $1,570 (2 BR), $2,010 (3 BR) and $2,440 (4 BR) a month.

What is the Section 8 payment standard in 34605?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34605 that range is $1,413 to $1,727 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 34605?

The FY2026 income limits of the Tampa-St. Petersburg-Clearwater, FL area apply: median family income $104,700, low-income (80%) limit $91,750 for a family of four.