Income Limits by County

FY2027 Small Area FMR · Spring Hill, FL

ZIP 34610 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34610 (Spring Hill, FL) is $1,710 a month, up 1.2% from FY2026. That is 11% below the Tampa-St. Petersburg-Clearwater, FL area-wide FMR of $1,917.

2-bedroom SAFMR$1,710per month ▲ 1.2%
Area-wide 2 BR FMR$1,917Tampa-St. Petersburg-Clearwa
Rank in the area159thof 208 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,539
2 BR Small Area FMR$1,710
110% of SAFMR$1,881

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 34610 sits in the Tampa-St. Petersburg-Clearwater, FL area

$1,020$2,880median $1,930

Of the 208 ZIP codes HUD lists for the area, 34610 has the 159th highest two-bedroom Small Area FMR. Tampa-St. Petersburg-Clearwater, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,539 and $1,881 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,420$1,278 – $1,562$1,597$1,360
1 bedroom$1,470$1,323 – $1,617$1,648$1,450
2 bedrooms$1,710$1,539 – $1,881$1,917$1,690
3 bedrooms$2,180$1,962 – $2,398$2,448$2,160
4 bedrooms$2,660$2,394 – $2,926$2,977$2,630

A household renting a two-bedroom home at the Small Area FMR of $1,710 needs about $68,400 a year to keep housing costs at 30% of income. The area median family income is $104,700 and the 80% low-income limit for four people is $91,750. ZIP code 34610 lies mainly in Pasco County. See the Tampa-St. Petersburg-Clearwater, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
34637Land O Lakes5.1 mi$2,170
34669Hudson6.1 mi$1,660
34609Spring Hill7.6 mi$1,980
34638Land O Lakes7.8 mi$2,780
34608Spring Hill8.2 mi$1,580
34606Spring Hill8.5 mi$1,530

Questions

What is the Fair Market Rent for ZIP code 34610?

HUD's FY2027 Small Area Fair Market Rents for 34610 are $1,420 (studio), $1,470 (1 BR), $1,710 (2 BR), $2,180 (3 BR) and $2,660 (4 BR) a month.

What is the Section 8 payment standard in 34610?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34610 that range is $1,539 to $1,881 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 34610?

The FY2026 income limits of the Tampa-St. Petersburg-Clearwater, FL area apply: median family income $104,700, low-income (80%) limit $91,750 for a family of four.