FY2027 Small Area FMR · Wildwood, FL
ZIP 34785 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34785 (Wildwood, FL) is $1,250 a month, down 2.3% from FY2026. That is 6% below the Wildwood-The Villages, FL area-wide FMR of $1,324.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 34785 sits in the Wildwood-The Villages, FL area
Of the 14 ZIP codes HUD lists for the area, 34785 has the 8th highest two-bedroom Small Area FMR. Wildwood-The Villages, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,324 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,250 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,030 | $927 – $1,133 | $1,092 | $1,040 |
| 1 bedroom | $1,070 | $963 – $1,177 | $1,139 | $1,100 |
| 2 bedrooms | $1,250 | $1,125 – $1,375 | $1,324 | $1,280 |
| 3 bedrooms | $1,520 | $1,368 – $1,672 | $1,606 | $1,600 |
| 4 bedrooms | $1,800 | $1,620 – $1,980 | $1,904 | $1,870 |
A household renting a two-bedroom home at the Small Area FMR of $1,250 needs about $50,000 a year to keep housing costs at 30% of income. The area median family income is $104,100 and the 80% low-income limit for four people is $83,300. ZIP code 34785 lies mainly in Sumter County. See the Wildwood-The Villages, FL county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 34785?
HUD's FY2027 Small Area Fair Market Rents for 34785 are $1,030 (studio), $1,070 (1 BR), $1,250 (2 BR), $1,520 (3 BR) and $1,800 (4 BR) a month.
What is the Section 8 payment standard in 34785?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34785 that range is $1,125 to $1,375 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 34785?
The FY2026 income limits of the Wildwood-The Villages, FL area apply: median family income $104,100, low-income (80%) limit $83,300 for a family of four.