FY2027 Small Area FMR · Fort Pierce, FL

ZIP 34945 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 34945 (Fort Pierce, FL) is $1,760 a month, up 1.7% from FY2026. That is 15% below the Port St. Lucie, FL area-wide FMR of $2,069.

2-bedroom SAFMR$1,760per month ▲ 1.7%

Area-wide 2 BR FMR$2,069Port St. Lucie, FL

Rank in the area27thof 37 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,584

2 BR Small Area FMR$1,760

110% of SAFMR$1,936

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,430▲ 4.4%

1 BR$1,440▲ 3.6%

2 BR$1,760▲ 1.7%

3 BR$2,300▲ 2.2%

4 BR$2,530▼ 0.8%

FY2027 FY2026

Where 34945 sits in the Port St. Lucie, FL area

Of the 37 ZIP codes HUD lists for the area, 34945 has the 27th highest two-bedroom Small Area FMR. Port St. Lucie, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,069 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,760 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,430	$1,287 – $1,573	$1,707	$1,370
1 bedroom	$1,440	$1,296 – $1,584	$1,718	$1,390
2 bedrooms	$1,760	$1,584 – $1,936	$2,069	$1,730
3 bedrooms	$2,300	$2,070 – $2,530	$2,801	$2,250
4 bedrooms	$2,530	$2,277 – $2,783	$2,924	$2,550

A household renting a two-bedroom home at the Small Area FMR of $1,760 needs about $70,400 a year to keep housing costs at 30% of income. The area median family income is $102,000 and the 80% low-income limit for four people is $81,900. ZIP code 34945 lies mainly in St. Lucie County. See the Port St. Lucie, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
34951	Fort Pierce	10.7 mi	$1,660
34987	Port Saint Lucie	10.8 mi	$2,890
32968	Vero Beach	11.2 mi	$2,080
34947	Fort Pierce	11.3 mi	$1,640
34981	Fort Pierce	11.8 mi	$1,830
34986	Port Saint Lucie	12.2 mi	$2,210

Questions

What is the Fair Market Rent for ZIP code 34945?

HUD's FY2027 Small Area Fair Market Rents for 34945 are $1,430 (studio), $1,440 (1 BR), $1,760 (2 BR), $2,300 (3 BR) and $2,530 (4 BR) a month.

What is the Section 8 payment standard in 34945?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 34945 that range is $1,584 to $1,936 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 34945?

The FY2026 income limits of the Port St. Lucie, FL area apply: median family income $102,000, low-income (80%) limit $81,900 for a family of four.