FY2027 Small Area FMR · Tuscaloosa, AL

ZIP 35401 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35401 (Tuscaloosa, AL) is $1,120 a month, down 0.9% from FY2026. That is 4% below the Tuscaloosa, AL area-wide FMR of $1,165.

2-bedroom SAFMR$1,120per month ▼ 0.9%

Area-wide 2 BR FMR$1,165Tuscaloosa, AL

Rank in the area18thof 42 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008

2 BR Small Area FMR$1,120

110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$930■ 0.0%

1 BR$940■ 0.0%

2 BR$1,120▼ 0.9%

3 BR$1,410▼ 2.1%

4 BR$1,470▼ 2.0%

FY2027 FY2026

Where 35401 sits in the Tuscaloosa, AL area

Of the 42 ZIP codes HUD lists for the area, 35401 has the 18th highest two-bedroom Small Area FMR. Tuscaloosa, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,165 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$930	$837 – $1,023	$970	$930
1 bedroom	$940	$846 – $1,034	$975	$940
2 bedrooms	$1,120	$1,008 – $1,232	$1,165	$1,130
3 bedrooms	$1,410	$1,269 – $1,551	$1,470	$1,440
4 bedrooms	$1,470	$1,323 – $1,617	$1,531	$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $93,000 and the 80% low-income limit for four people is $74,400. ZIP code 35401 lies mainly in Tuscaloosa County. See the Tuscaloosa, AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
35476	Northport	4.2 mi	$1,130
35405	Tuscaloosa	5.6 mi	$1,280
35473	Northport	7.5 mi	$1,110
35446	Buhl	8.2 mi	$1,060
35463	Fosters	8.2 mi	$1,190
35404	Tuscaloosa	8.3 mi	$1,180

Questions

What is the Fair Market Rent for ZIP code 35401?

HUD's FY2027 Small Area Fair Market Rents for 35401 are $930 (studio), $940 (1 BR), $1,120 (2 BR), $1,410 (3 BR) and $1,470 (4 BR) a month.

What is the Section 8 payment standard in 35401?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35401 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35401?

The FY2026 income limits of the Tuscaloosa, AL area apply: median family income $93,000, low-income (80%) limit $74,400 for a family of four.