FY2027 Small Area FMR · Tuscaloosa, AL

ZIP 35404 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35404 (Tuscaloosa, AL) is $1,180 a month, unchanged from FY2026. That is 1% above the Tuscaloosa, AL area-wide FMR of $1,165.

2-bedroom SAFMR$1,180per month ■ 0.0%

Area-wide 2 BR FMR$1,165Tuscaloosa, AL

Rank in the area9thof 42 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,062

2 BR Small Area FMR$1,180

110% of SAFMR$1,298

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$980■ 0.0%

1 BR$990▲ 1.0%

2 BR$1,180■ 0.0%

3 BR$1,490▼ 0.7%

4 BR$1,550▼ 0.6%

FY2027 FY2026

Where 35404 sits in the Tuscaloosa, AL area

Of the 42 ZIP codes HUD lists for the area, 35404 has the 9th highest two-bedroom Small Area FMR. Tuscaloosa, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,165 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$980	$882 – $1,078	$970	$980
1 bedroom	$990	$891 – $1,089	$975	$980
2 bedrooms	$1,180	$1,062 – $1,298	$1,165	$1,180
3 bedrooms	$1,490	$1,341 – $1,639	$1,470	$1,500
4 bedrooms	$1,550	$1,395 – $1,705	$1,531	$1,560

A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $93,000 and the 80% low-income limit for four people is $74,400. ZIP code 35404 lies mainly in Tuscaloosa County. See the Tuscaloosa, AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
35476	Northport	6.3 mi	$1,130
35453	Cottondale	6.5 mi	$1,100
35473	Northport	7.1 mi	$1,110
35405	Tuscaloosa	7.3 mi	$1,280
35401	Tuscaloosa	8.3 mi	$1,120
35406	Tuscaloosa	8.6 mi	$1,560

Questions

What is the Fair Market Rent for ZIP code 35404?

HUD's FY2027 Small Area Fair Market Rents for 35404 are $980 (studio), $990 (1 BR), $1,180 (2 BR), $1,490 (3 BR) and $1,550 (4 BR) a month.

What is the Section 8 payment standard in 35404?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35404 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35404?

The FY2026 income limits of the Tuscaloosa, AL area apply: median family income $93,000, low-income (80%) limit $74,400 for a family of four.