FY2027 Small Area FMR · Athens, AL

ZIP 35614 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35614 (Athens, AL) is $1,180 a month, down 4.8% from FY2026. That is 9% above the Florence-Muscle Shoals, AL area-wide FMR of $1,085.

2-bedroom SAFMR$1,180per month ▼ 4.8%

Area-wide 2 BR FMR$1,085Florence-Muscle Shoals, AL

Rank in the area3rdof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,062

2 BR Small Area FMR$1,180

110% of SAFMR$1,298

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$980■ 0.0%

1 BR$1,040▼ 3.7%

2 BR$1,180▼ 4.8%

3 BR$1,530▼ 4.4%

4 BR$1,970▼ 1.5%

FY2027 FY2026

Where 35614 sits in the Florence-Muscle Shoals, AL area

Of the 22 ZIP codes HUD lists for the area, 35614 has the 3rd highest two-bedroom Small Area FMR. Florence-Muscle Shoals, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,085 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.

ZIP code 35614 crosses more than one HUD area. HUD also lists it under Huntsville, AL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$980	$882 – $1,078	$760	$980
1 bedroom	$1,040	$936 – $1,144	$834	$1,080
2 bedrooms	$1,180	$1,062 – $1,298	$1,085	$1,240
3 bedrooms	$1,530	$1,377 – $1,683	$1,348	$1,600
4 bedrooms	$1,970	$1,773 – $2,167	$1,426	$2,000

A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $95,900 and the 80% low-income limit for four people is $72,450. ZIP code 35614 lies mainly in Limestone County and Lauderdale County. See the Florence-Muscle Shoals, AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
35620	Elkmont	5.6 mi	$1,180
35613	Athens	6.5 mi	$1,440
35611	Athens	7.7 mi	$1,180
35647	Lester	10.7 mi	$1,180
35671	Tanner	12.0 mi	$1,180
35749	Harvest	13.3 mi	$1,630

Questions

What is the Fair Market Rent for ZIP code 35614?

HUD's FY2027 Small Area Fair Market Rents for 35614 are $980 (studio), $1,040 (1 BR), $1,180 (2 BR), $1,530 (3 BR) and $1,970 (4 BR) a month.

What is the Section 8 payment standard in 35614?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35614 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35614?

The FY2026 income limits of the Florence-Muscle Shoals, AL area apply: median family income $95,900, low-income (80%) limit $72,450 for a family of four.