Income Limits by County

HUD Metro FMR Area · 2 counties

Florence-Muscle Shoals, AL Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Florence-Muscle Shoals, AL area at $1,085 a month, up 8.5% from FY2026. The FY2026 median family income is $95,900. The same figures apply in all 2 counties of the area.

2-bedroom FMR$1,085per month ▲ 8.5%
Median family income$95,900FY2026
People in the area153,852HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Florence-Muscle Shoals, AL.

Low income (80% limit)

A household of 4 earning $70,450 is under the 80% limit of $72,450 for this area. At 30% of income it could pay about $1,761 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$19,050$31,700$38,040$50,750
2$21,800$36,250$43,500$58,000
3$27,320$40,800$48,960$65,250
4$33,000$45,300$54,360$72,450
5$38,680$48,950$58,740$78,250
6$44,360$52,550$63,060$84,050
7$50,040$56,200$67,440$89,850
8$55,720$59,800$71,760$95,650

HERA Special area. Tax-credit properties placed in service before 2009 may use HUD's higher HERA hold-harmless 60% limits here: $57,540 for four people, against the regular $54,360.

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$400$800$1,200$1,600200520102015202020252027$1,085FY2001: $438FY2002: $451FY2003: $462FY2004: $464FY2005: $472FY2006: $486FY2007: $506FY2008: $537FY2009: $574FY2010: $598FY2011: $598FY2012: $587FY2013: $584FY2014: $636FY2015: $609FY2016: $619FY2017: $673FY2018: $669FY2019: $675FY2020: $714FY2021: $748FY2022: $751FY2023: $811FY2024: $940FY2025: $974FY2026: $1,000FY2027: $1,085

Counties in the area

CountyPeople2 BR FMR
Lauderdale County, AL95,830$1,085
Colbert County, AL58,022$1,085

Small Area FMRs across 22 ZIP codes

Two-bedroom Small Area FMRs in the Florence-Muscle Shoals, AL area run from $920 to $1,260; the middle ZIP code is at $1,070, against the area-wide FMR of $1,085. This is not a mandatory Small Area FMR area; agencies may opt in.

$920$1,260median $1,070

Highest ZIP codes

35645 (Killen, AL)$1,260
35661 (Muscle Shoals, AL)$1,240
35610 (Anderson, AL)$1,180
35614 (Athens, AL)$1,180
35652 (Rogersville, AL)$1,180
35634 (Florence, AL)$1,170
35630 (Florence, AL)$1,130
35632 (Florence, AL)$1,130

Lowest ZIP codes

38852 (Iuka, MS)$920
35648 (Lexington, AL)$920
35582 (Red Bay, AL)$920
35672 (Town Creek, AL)$920
35654 (Russellville, AL)$920
35646 (Leighton, AL)$990
35653 (Russellville, AL)$1,000
35677 (Waterloo, AL)$1,020

Questions

What is the Fair Market Rent in the Florence-Muscle Shoals, AL area?

HUD's FY2027 Fair Market Rents for the Florence-Muscle Shoals, AL area are $760 (studio), $834 (1 BR), $1,085 (2 BR), $1,348 (3 BR) and $1,426 (4 BR) a month.

What is the area median income for Florence-Muscle Shoals, AL?

The FY2026 median family income is $95,900; the 80% low-income limit for four people is $72,450.

Which counties are in this HUD metro area?

Lauderdale County, AL and Colbert County, AL.