FY2027 Small Area FMR · Lexington, AL

ZIP 35648 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35648 (Lexington, AL) is $920 a month, up 4.5% from FY2026. That is 15% below the Florence-Muscle Shoals, AL area-wide FMR of $1,085.

2-bedroom SAFMR$920per month ▲ 4.5%

Area-wide 2 BR FMR$1,085Florence-Muscle Shoals, AL

Rank in the area18thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$828

2 BR Small Area FMR$920

110% of SAFMR$1,012

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$650▲ 6.6%

1 BR$710▲ 6.0%

2 BR$920▲ 4.5%

3 BR$1,140▲ 5.6%

4 BR$1,270▼ 0.8%

FY2027 FY2026

Where 35648 sits in the Florence-Muscle Shoals, AL area

Of the 22 ZIP codes HUD lists for the area, 35648 has the 18th highest two-bedroom Small Area FMR. Florence-Muscle Shoals, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,085 for two bedrooms; an agency that opts in to Small Area FMRs would use $920 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$650	$585 – $715	$760	$610
1 bedroom	$710	$639 – $781	$834	$670
2 bedrooms	$920	$828 – $1,012	$1,085	$880
3 bedrooms	$1,140	$1,026 – $1,254	$1,348	$1,080
4 bedrooms	$1,270	$1,143 – $1,397	$1,426	$1,280

A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $95,900 and the 80% low-income limit for four people is $72,450. ZIP code 35648 lies mainly in Lauderdale County. See the Florence-Muscle Shoals, AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
35645	Killen	7.5 mi	$1,260
38457	Five Points	7.6 mi	$1,250
38481	Saint Joseph	7.8 mi	$1,000
35610	Anderson	8.0 mi	$1,180
38469	Loretto	8.3 mi	$1,000
35652	Rogersville	8.9 mi	$1,180

Questions

What is the Fair Market Rent for ZIP code 35648?

HUD's FY2027 Small Area Fair Market Rents for 35648 are $650 (studio), $710 (1 BR), $920 (2 BR), $1,140 (3 BR) and $1,270 (4 BR) a month.

What is the Section 8 payment standard in 35648?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35648 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35648?

The FY2026 income limits of the Florence-Muscle Shoals, AL area apply: median family income $95,900, low-income (80%) limit $72,450 for a family of four.