FY2027 Small Area FMR · Estillfork, AL

ZIP 35745 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35745 (Estillfork, AL) is $1,120 a month, up 10.9% from FY2026. That is 22% above the Jackson County, AL area-wide FMR of $921.

2-bedroom SAFMR$1,120per month ▲ 10.9%

Area-wide 2 BR FMR$921Jackson County, AL

Rank in the area6thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008

2 BR Small Area FMR$1,120

110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 14.3%

1 BR$900▲ 8.4%

2 BR$1,120▲ 10.9%

3 BR$1,480▲ 11.3%

4 BR$1,830▲ 11.6%

FY2027 FY2026

Where 35745 sits in the Jackson County, AL area

Of the 22 ZIP codes HUD lists for the area, 35745 has the 6th highest two-bedroom Small Area FMR. Jackson County, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $921 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$720	$770
1 bedroom	$900	$810 – $990	$728	$830
2 bedrooms	$1,120	$1,008 – $1,232	$921	$1,010
3 bedrooms	$1,480	$1,332 – $1,628	$1,236	$1,330
4 bedrooms	$1,830	$1,647 – $2,013	$1,453	$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $69,700 and the 80% low-income limit for four people is $59,350. ZIP code 35745 lies mainly in Jackson County. See the Jackson County, AL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
37345	Huntland	5.2 mi	$1,300
35766	Princeton	8.6 mi	$1,160
37306	Belvidere	10.6 mi	$1,150
35751	Hollytree	10.6 mi	$1,030
37328	Elora	11.9 mi	$1,040
35774	Trenton	12.6 mi	$920

Questions

What is the Fair Market Rent for ZIP code 35745?

HUD's FY2027 Small Area Fair Market Rents for 35745 are $880 (studio), $900 (1 BR), $1,120 (2 BR), $1,480 (3 BR) and $1,830 (4 BR) a month.

What is the Section 8 payment standard in 35745?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35745 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35745?

The FY2026 income limits of the Jackson County, AL area apply: median family income $69,700, low-income (80%) limit $59,350 for a family of four.