Income Limits by County

FY2027 Small Area FMR · Crossville, AL

ZIP 35962 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35962 (Crossville, AL) is $980 a month, up 15.3% from FY2026. That is 6% above the DeKalb County, AL area-wide FMR of $921.

2-bedroom SAFMR$980per month ▲ 15.3%
Area-wide 2 BR FMR$921DeKalb County, AL
Rank in the area5thof 25 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$882
2 BR Small Area FMR$980
110% of SAFMR$1,078

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 35962 sits in the DeKalb County, AL area

$920$1,360median $940

Of the 25 ZIP codes HUD lists for the area, 35962 has the 5th highest two-bedroom Small Area FMR. DeKalb County, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $921 for two bedrooms; an agency that opts in to Small Area FMRs would use $980 for this ZIP code instead.

ZIP code 35962 crosses more than one HUD area. HUD also lists it under Marshall County, AL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$740$666 – $814$699$630
1 bedroom$750$675 – $825$704$650
2 bedrooms$980$882 – $1,078$921$850
3 bedrooms$1,240$1,116 – $1,364$1,154$1,100
4 bedrooms$1,620$1,458 – $1,782$1,539$1,410

A household renting a two-bedroom home at the Small Area FMR of $980 needs about $39,200 a year to keep housing costs at 30% of income. The area median family income is $70,100 and the 80% low-income limit for four people is $59,350. ZIP code 35962 lies mainly in DeKalb County and Marshall County. See the DeKalb County, AL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
35974Geraldine4.3 mi$940
35963Dawson7.3 mi$920
35951Albertville7.6 mi$920
35975Groveoak9.3 mi$950
35961Collinsville10.9 mi$920
35971Fyffe11.7 mi$960

Questions

What is the Fair Market Rent for ZIP code 35962?

HUD's FY2027 Small Area Fair Market Rents for 35962 are $740 (studio), $750 (1 BR), $980 (2 BR), $1,240 (3 BR) and $1,620 (4 BR) a month.

What is the Section 8 payment standard in 35962?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35962 that range is $882 to $1,078 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35962?

The FY2026 income limits of the DeKalb County, AL area apply: median family income $70,100, low-income (80%) limit $59,350 for a family of four.