FY2027 Small Area FMR · Geraldine, AL

ZIP 35974 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 35974 (Geraldine, AL) is $940 a month, up 20.5% from FY2026. That is 2% above the DeKalb County, AL area-wide FMR of $921.

2-bedroom SAFMR$940per month ▲ 20.5%

Area-wide 2 BR FMR$921DeKalb County, AL

Rank in the area12thof 25 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$846

2 BR Small Area FMR$940

110% of SAFMR$1,034

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$710▲ 22.4%

1 BR$720▲ 22.0%

2 BR$940▲ 20.5%

3 BR$1,180▲ 19.2%

4 BR$1,570▲ 20.8%

FY2027 FY2026

Where 35974 sits in the DeKalb County, AL area

Of the 25 ZIP codes HUD lists for the area, 35974 has the 12th highest two-bedroom Small Area FMR. DeKalb County, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $921 for two bedrooms; an agency that opts in to Small Area FMRs would use $940 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$710	$639 – $781	$699	$580
1 bedroom	$720	$648 – $792	$704	$590
2 bedrooms	$940	$846 – $1,034	$921	$780
3 bedrooms	$1,180	$1,062 – $1,298	$1,154	$990
4 bedrooms	$1,570	$1,413 – $1,727	$1,539	$1,300

A household renting a two-bedroom home at the Small Area FMR of $940 needs about $37,600 a year to keep housing costs at 30% of income. The area median family income is $70,100 and the 80% low-income limit for four people is $59,350. ZIP code 35974 lies mainly in DeKalb County. See the DeKalb County, AL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
35962	Crossville	4.3 mi	$980
35963	Dawson	4.7 mi	$920
35975	Groveoak	5.8 mi	$950
35971	Fyffe	7.4 mi	$960
35951	Albertville	8.8 mi	$920
35961	Collinsville	10.2 mi	$920

Questions

What is the Fair Market Rent for ZIP code 35974?

HUD's FY2027 Small Area Fair Market Rents for 35974 are $710 (studio), $720 (1 BR), $940 (2 BR), $1,180 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 35974?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 35974 that range is $846 to $1,034 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 35974?

The FY2026 income limits of the DeKalb County, AL area apply: median family income $70,100, low-income (80%) limit $59,350 for a family of four.