Income Limits by County

FY2027 Small Area FMR · Lapine, AL

ZIP 36046 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 36046 (Lapine, AL) is $1,030 a month, up 14.4% from FY2026. That is 10% below the Montgomery, AL area-wide FMR of $1,150.

2-bedroom SAFMR$1,030per month ▲ 14.4%
Area-wide 2 BR FMR$1,150Montgomery, AL
Rank in the area40thof 66 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927
2 BR Small Area FMR$1,030
110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 36046 sits in the Montgomery, AL area

$920$1,730median $1,115

Of the 66 ZIP codes HUD lists for the area, 36046 has the 40th highest two-bedroom Small Area FMR. Montgomery, AL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $927 and $1,133 for two bedrooms.

ZIP code 36046 crosses more than one HUD area. HUD also lists it under Crenshaw County, AL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$850$765 – $935$986$690
1 bedroom$870$783 – $957$1,003$750
2 bedrooms$1,030$927 – $1,133$1,150$900
3 bedrooms$1,300$1,170 – $1,430$1,476$1,130
4 bedrooms$1,490$1,341 – $1,639$1,708$1,430

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $88,800 and the 80% low-income limit for four people is $71,050. ZIP code 36046 lies mainly in Crenshaw County and Montgomery County. See the Montgomery, AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
36041Highland Home7.0 mi$950
36036Grady10.4 mi$1,120
36047Letohatchee11.6 mi$960
36069Ramer12.0 mi$980
36042Honoraville12.5 mi$950
36105Montgomery13.7 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 36046?

HUD's FY2027 Small Area Fair Market Rents for 36046 are $850 (studio), $870 (1 BR), $1,030 (2 BR), $1,300 (3 BR) and $1,490 (4 BR) a month.

What is the Section 8 payment standard in 36046?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 36046 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 36046?

The FY2026 income limits of the Montgomery, AL area apply: median family income $88,800, low-income (80%) limit $71,050 for a family of four.