FY2027 Small Area FMR · Spanish Fort, AL

ZIP 36527 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 36527 (Spanish Fort, AL) is $1,630 a month, up 3.2% from FY2026. That is 14% above the Daphne-Fairhope-Foley, AL area-wide FMR of $1,434.

2-bedroom SAFMR$1,630per month ▲ 3.2%

Area-wide 2 BR FMR$1,434Daphne-Fairhope-Foley, AL

Rank in the area3rdof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,467

2 BR Small Area FMR$1,630

110% of SAFMR$1,793

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,340▲ 4.7%

1 BR$1,500▲ 6.4%

2 BR$1,630▲ 3.2%

3 BR$2,110▲ 6.0%

4 BR$2,670▲ 4.7%

FY2027 FY2026

Where 36527 sits in the Daphne-Fairhope-Foley, AL area

Of the 28 ZIP codes HUD lists for the area, 36527 has the 3rd highest two-bedroom Small Area FMR. Daphne-Fairhope-Foley, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,434 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,630 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,340	$1,206 – $1,474	$1,180	$1,280
1 bedroom	$1,500	$1,350 – $1,650	$1,317	$1,410
2 bedrooms	$1,630	$1,467 – $1,793	$1,434	$1,580
3 bedrooms	$2,110	$1,899 – $2,321	$1,855	$1,990
4 bedrooms	$2,670	$2,403 – $2,937	$2,347	$2,550

A household renting a two-bedroom home at the Small Area FMR of $1,630 needs about $65,200 a year to keep housing costs at 30% of income. The area median family income is $102,400 and the 80% low-income limit for four people is $81,800. ZIP code 36527 lies mainly in Baldwin County. See the Daphne-Fairhope-Foley, AL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
36526	Daphne	6.4 mi	$1,600
36578	Stapleton	6.9 mi	$1,240
36551	Loxley	8.5 mi	$1,370
36603	Mobile	8.8 mi	$920
36559	Montrose	9.2 mi	$1,640
36652	Mobile	9.6 mi	$1,100

Questions

What is the Fair Market Rent for ZIP code 36527?

HUD's FY2027 Small Area Fair Market Rents for 36527 are $1,340 (studio), $1,500 (1 BR), $1,630 (2 BR), $2,110 (3 BR) and $2,670 (4 BR) a month.

What is the Section 8 payment standard in 36527?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 36527 that range is $1,467 to $1,793 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 36527?

The FY2026 income limits of the Daphne-Fairhope-Foley, AL area apply: median family income $102,400, low-income (80%) limit $81,800 for a family of four.