FY2027 Small Area FMR · Loxley, AL

ZIP 36551 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 36551 (Loxley, AL) is $1,370 a month, up 6.2% from FY2026. That is 4% below the Daphne-Fairhope-Foley, AL area-wide FMR of $1,434.

2-bedroom SAFMR$1,370per month ▲ 6.2%

Area-wide 2 BR FMR$1,434Daphne-Fairhope-Foley, AL

Rank in the area15thof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,233

2 BR Small Area FMR$1,370

110% of SAFMR$1,507

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,130▲ 7.6%

1 BR$1,260▲ 9.6%

2 BR$1,370▲ 6.2%

3 BR$1,770▲ 9.3%

4 BR$2,240▲ 7.7%

FY2027 FY2026

Where 36551 sits in the Daphne-Fairhope-Foley, AL area

Of the 28 ZIP codes HUD lists for the area, 36551 has the 15th highest two-bedroom Small Area FMR. Daphne-Fairhope-Foley, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,434 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,370 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,130	$1,017 – $1,243	$1,180	$1,050
1 bedroom	$1,260	$1,134 – $1,386	$1,317	$1,150
2 bedrooms	$1,370	$1,233 – $1,507	$1,434	$1,290
3 bedrooms	$1,770	$1,593 – $1,947	$1,855	$1,620
4 bedrooms	$2,240	$2,016 – $2,464	$2,347	$2,080

A household renting a two-bedroom home at the Small Area FMR of $1,370 needs about $54,800 a year to keep housing costs at 30% of income. The area median family income is $102,400 and the 80% low-income limit for four people is $81,800. ZIP code 36551 lies mainly in Baldwin County. See the Daphne-Fairhope-Foley, AL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
36526	Daphne	6.8 mi	$1,600
36578	Stapleton	7.2 mi	$1,240
36527	Spanish Fort	8.5 mi	$1,630
36576	Silverhill	8.6 mi	$1,220
36559	Montrose	10.4 mi	$1,640
36567	Robertsdale	11.8 mi	$1,220

Questions

What is the Fair Market Rent for ZIP code 36551?

HUD's FY2027 Small Area Fair Market Rents for 36551 are $1,130 (studio), $1,260 (1 BR), $1,370 (2 BR), $1,770 (3 BR) and $2,240 (4 BR) a month.

What is the Section 8 payment standard in 36551?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 36551 that range is $1,233 to $1,507 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 36551?

The FY2026 income limits of the Daphne-Fairhope-Foley, AL area apply: median family income $102,400, low-income (80%) limit $81,800 for a family of four.