Income Limits by County

FY2027 Small Area FMR · Elberta, AL

ZIP 36530 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 36530 (Elberta, AL) is $1,230 a month, up 8.8% from FY2026. That is 14% below the Daphne-Fairhope-Foley, AL area-wide FMR of $1,434.

2-bedroom SAFMR$1,230per month ▲ 8.8%
Area-wide 2 BR FMR$1,434Daphne-Fairhope-Foley, AL
Rank in the area19thof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,107
2 BR Small Area FMR$1,230
110% of SAFMR$1,353

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 36530 sits in the Daphne-Fairhope-Foley, AL area

$1,220$1,680median $1,380

Of the 28 ZIP codes HUD lists for the area, 36530 has the 19th highest two-bedroom Small Area FMR. Daphne-Fairhope-Foley, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,434 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,230 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,010$909 – $1,111$1,180$920
1 bedroom$1,130$1,017 – $1,243$1,317$1,010
2 bedrooms$1,230$1,107 – $1,353$1,434$1,130
3 bedrooms$1,590$1,431 – $1,749$1,855$1,420
4 bedrooms$2,010$1,809 – $2,211$2,347$1,820

A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $102,400 and the 80% low-income limit for four people is $81,800. ZIP code 36530 lies mainly in Baldwin County. See the Daphne-Fairhope-Foley, AL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
36549Lillian6.2 mi$1,390
36574Seminole7.9 mi$1,220
36561Orange Beach8.4 mi$1,630
36580Summerdale10.1 mi$1,220
36535Foley10.4 mi$1,320
32506Pensacola11.1 mi$1,580

Questions

What is the Fair Market Rent for ZIP code 36530?

HUD's FY2027 Small Area Fair Market Rents for 36530 are $1,010 (studio), $1,130 (1 BR), $1,230 (2 BR), $1,590 (3 BR) and $2,010 (4 BR) a month.

What is the Section 8 payment standard in 36530?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 36530 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 36530?

The FY2026 income limits of the Daphne-Fairhope-Foley, AL area apply: median family income $102,400, low-income (80%) limit $81,800 for a family of four.