Income Limits by County

FY2027 Small Area FMR · Summerdale, AL

ZIP 36580 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 36580 (Summerdale, AL) is $1,220 a month, up 8.9% from FY2026. That is 15% below the Daphne-Fairhope-Foley, AL area-wide FMR of $1,434.

2-bedroom SAFMR$1,220per month ▲ 8.9%
Area-wide 2 BR FMR$1,434Daphne-Fairhope-Foley, AL
Rank in the area20thof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,098
2 BR Small Area FMR$1,220
110% of SAFMR$1,342

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 36580 sits in the Daphne-Fairhope-Foley, AL area

$1,220$1,680median $1,380

Of the 28 ZIP codes HUD lists for the area, 36580 has the 20th highest two-bedroom Small Area FMR. Daphne-Fairhope-Foley, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,434 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,220 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$990$891 – $1,089$1,180$900
1 bedroom$1,080$972 – $1,188$1,317$990
2 bedrooms$1,220$1,098 – $1,342$1,434$1,120
3 bedrooms$1,530$1,377 – $1,683$1,855$1,400
4 bedrooms$1,960$1,764 – $2,156$2,347$1,790

A household renting a two-bedroom home at the Small Area FMR of $1,220 needs about $48,800 a year to keep housing costs at 30% of income. The area median family income is $102,400 and the 80% low-income limit for four people is $81,800. ZIP code 36580 lies mainly in Baldwin County. See the Daphne-Fairhope-Foley, AL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
36576Silverhill4.7 mi$1,220
36535Foley6.7 mi$1,320
36555Magnolia Springs7.2 mi$1,320
36532Fairhope9.4 mi$1,680
36530Elberta10.1 mi$1,230
36511Bon Secour11.6 mi$1,390

Questions

What is the Fair Market Rent for ZIP code 36580?

HUD's FY2027 Small Area Fair Market Rents for 36580 are $990 (studio), $1,080 (1 BR), $1,220 (2 BR), $1,530 (3 BR) and $1,960 (4 BR) a month.

What is the Section 8 payment standard in 36580?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 36580 that range is $1,098 to $1,342 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 36580?

The FY2026 income limits of the Daphne-Fairhope-Foley, AL area apply: median family income $102,400, low-income (80%) limit $81,800 for a family of four.