Income Limits by County

FY2027 Small Area FMR · Irvington, AL

ZIP 36544 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 36544 (Irvington, AL) is $920 a month, up 2.2% from FY2026. That is 19% below the Mobile, AL area-wide FMR of $1,139.

2-bedroom SAFMR$920per month ▲ 2.2%
Area-wide 2 BR FMR$1,139Mobile, AL
Rank in the area46thof 50 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$828
2 BR Small Area FMR$920
110% of SAFMR$1,012

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 36544 sits in the Mobile, AL area

$920$1,710median $1,140

Of the 50 ZIP codes HUD lists for the area, 36544 has the 46th highest two-bedroom Small Area FMR. Mobile, AL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $828 and $1,012 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$760$684 – $836$938$670
1 bedroom$790$711 – $869$981$730
2 bedrooms$920$828 – $1,012$1,139$900
3 bedrooms$1,190$1,071 – $1,309$1,474$1,180
4 bedrooms$1,270$1,143 – $1,397$1,565$1,210

A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $83,300 and the 80% low-income limit for four people is $66,650. ZIP code 36544 lies mainly in Mobile County. See the Mobile, AL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
36568Saint Elmo3.4 mi$1,000
36582Theodore4.0 mi$1,000
36509Bayou La Batre6.5 mi$920
36541Grand Bay6.8 mi$1,030
36523Coden7.9 mi$1,170
36619Mobile8.3 mi$1,210

Questions

What is the Fair Market Rent for ZIP code 36544?

HUD's FY2027 Small Area Fair Market Rents for 36544 are $760 (studio), $790 (1 BR), $920 (2 BR), $1,190 (3 BR) and $1,270 (4 BR) a month.

What is the Section 8 payment standard in 36544?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 36544 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 36544?

The FY2026 income limits of the Mobile, AL area apply: median family income $83,300, low-income (80%) limit $66,650 for a family of four.