FY2027 Small Area FMR · Theodore, AL

ZIP 36582 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 36582 (Theodore, AL) is $1,000 a month, up 4.2% from FY2026. That is 12% below the Mobile, AL area-wide FMR of $1,139.

2-bedroom SAFMR$1,000per month ▲ 4.2%

Area-wide 2 BR FMR$1,139Mobile, AL

Rank in the area42ndof 50 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▲ 7.9%

1 BR$860▲ 6.2%

2 BR$1,000▲ 4.2%

3 BR$1,290▲ 3.2%

4 BR$1,370▲ 7.0%

FY2027 FY2026

Where 36582 sits in the Mobile, AL area

Of the 50 ZIP codes HUD lists for the area, 36582 has the 42nd highest two-bedroom Small Area FMR. Mobile, AL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $900 and $1,100 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$938	$760
1 bedroom	$860	$774 – $946	$981	$810
2 bedrooms	$1,000	$900 – $1,100	$1,139	$960
3 bedrooms	$1,290	$1,161 – $1,419	$1,474	$1,250
4 bedrooms	$1,370	$1,233 – $1,507	$1,565	$1,280

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $83,300 and the 80% low-income limit for four people is $66,650. ZIP code 36582 lies mainly in Mobile County. See the Mobile, AL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
36544	Irvington	4.0 mi	$920
36568	Saint Elmo	5.9 mi	$1,000
36619	Mobile	6.1 mi	$1,210
36693	Mobile	8.1 mi	$1,200
36605	Mobile	8.3 mi	$1,160
36523	Coden	9.7 mi	$1,170

Questions

What is the Fair Market Rent for ZIP code 36582?

HUD's FY2027 Small Area Fair Market Rents for 36582 are $820 (studio), $860 (1 BR), $1,000 (2 BR), $1,290 (3 BR) and $1,370 (4 BR) a month.

What is the Section 8 payment standard in 36582?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 36582 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 36582?

The FY2026 income limits of the Mobile, AL area apply: median family income $83,300, low-income (80%) limit $66,650 for a family of four.