Income Limits by County

FY2027 Small Area FMR · Smithville, TN

ZIP 37166 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 37166 (Smithville, TN) is $1,190 a month, down 9.8% from FY2026. That is 34% below the Nashville-Davidson--Murfreesboro--Franklin, TN area-wide FMR of $1,798.

2-bedroom SAFMR$1,190per month ▼ 9.8%
Area-wide 2 BR FMR$1,798Nashville-Davidson--Murfrees
Rank in the area104thof 125 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,071
2 BR Small Area FMR$1,190
110% of SAFMR$1,309

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 37166 sits in the Nashville-Davidson--Murfreesboro--Franklin, TN area

$1,050$2,700median $1,670

Of the 125 ZIP codes HUD lists for the area, 37166 has the 104th highest two-bedroom Small Area FMR. Nashville-Davidson--Murfreesboro--Franklin, TN is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,071 and $1,309 for two bedrooms.

ZIP code 37166 crosses more than one HUD area. HUD also lists it under DeKalb County, TN (same figures) and Warren County, TN (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,040$936 – $1,144$1,585$1,150
1 bedroom$1,060$954 – $1,166$1,650$1,170
2 bedrooms$1,190$1,071 – $1,309$1,798$1,320
3 bedrooms$1,500$1,350 – $1,650$2,309$1,660
4 bedrooms$1,820$1,638 – $2,002$2,799$2,020

A household renting a two-bedroom home at the Small Area FMR of $1,190 needs about $47,600 a year to keep housing costs at 30% of income. The area median family income is $116,100 and the 80% low-income limit for four people is $92,900. ZIP code 37166 lies mainly in DeKalb County, Warren County and Cannon County. See the Nashville-Davidson--Murfreesboro--Franklin, TN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
37059Dowelltown8.0 mi$1,270
37095Liberty10.3 mi$1,190
38587Walling10.3 mi$1,000
38582Silver Point12.6 mi$1,000
38569Lancaster12.8 mi$1,020
38550Campaign13.7 mi$1,050

Questions

What is the Fair Market Rent for ZIP code 37166?

HUD's FY2027 Small Area Fair Market Rents for 37166 are $1,040 (studio), $1,060 (1 BR), $1,190 (2 BR), $1,500 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 37166?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 37166 that range is $1,071 to $1,309 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 37166?

The FY2026 income limits of the Nashville-Davidson--Murfreesboro--Franklin, TN area apply: median family income $116,100, low-income (80%) limit $92,900 for a family of four.