Income Limits by County

FY2027 Small Area FMR · Bluff City, TN

ZIP 37618 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 37618 (Bluff City, TN) is $1,140 a month, up 3.6% from FY2026. That is 4% above the Kingsport-Bristol, TN-VA area-wide FMR of $1,091.

2-bedroom SAFMR$1,140per month ▲ 3.6%
Area-wide 2 BR FMR$1,091Kingsport-Bristol, TN-VA
Rank in the area10thof 53 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026
2 BR Small Area FMR$1,140
110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 37618 sits in the Kingsport-Bristol, TN-VA area

$1,000$1,390median $1,070

Of the 53 ZIP codes HUD lists for the area, 37618 has the 10th highest two-bedroom Small Area FMR. Kingsport-Bristol, TN-VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,091 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$790$711 – $869$760$760
1 bedroom$880$792 – $968$845$860
2 bedrooms$1,140$1,026 – $1,254$1,091$1,100
3 bedrooms$1,440$1,296 – $1,584$1,375$1,410
4 bedrooms$1,530$1,377 – $1,683$1,465$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $81,800 and the 80% low-income limit for four people is $65,450. ZIP code 37618 lies mainly in Sullivan County. See the Kingsport-Bristol, TN-VA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
37694Watauga6.6 mi$1,020
37643Elizabethton7.0 mi$1,030
37686Piney Flats7.9 mi$1,390
37620Bristol8.9 mi$1,070
37617Blountville9.8 mi$1,090
37601Johnson City10.4 mi$1,220

Questions

What is the Fair Market Rent for ZIP code 37618?

HUD's FY2027 Small Area Fair Market Rents for 37618 are $790 (studio), $880 (1 BR), $1,140 (2 BR), $1,440 (3 BR) and $1,530 (4 BR) a month.

What is the Section 8 payment standard in 37618?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 37618 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 37618?

The FY2026 income limits of the Kingsport-Bristol, TN-VA area apply: median family income $81,800, low-income (80%) limit $65,450 for a family of four.