Income Limits by County

FY2027 Small Area FMR · Church Hill, TN

ZIP 37642 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 37642 (Church Hill, TN) is $1,150 a month, up 1.8% from FY2026. That is 5% above the Kingsport-Bristol, TN-VA area-wide FMR of $1,091.

2-bedroom SAFMR$1,150per month ▲ 1.8%
Area-wide 2 BR FMR$1,091Kingsport-Bristol, TN-VA
Rank in the area9thof 53 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035
2 BR Small Area FMR$1,150
110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 37642 sits in the Kingsport-Bristol, TN-VA area

$1,000$1,390median $1,070

Of the 53 ZIP codes HUD lists for the area, 37642 has the 9th highest two-bedroom Small Area FMR. Kingsport-Bristol, TN-VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,091 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$800$720 – $880$760$780
1 bedroom$890$801 – $979$845$890
2 bedrooms$1,150$1,035 – $1,265$1,091$1,130
3 bedrooms$1,450$1,305 – $1,595$1,375$1,450
4 bedrooms$1,540$1,386 – $1,694$1,465$1,590

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $81,800 and the 80% low-income limit for four people is $65,450. ZIP code 37642 lies mainly in Hawkins County and Scott County. See the Kingsport-Bristol, TN-VA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
37645Mount Carmel4.2 mi$1,010
37873Surgoinsville6.5 mi$1,000
37660Kingsport8.6 mi$1,170
37665Kingsport9.3 mi$1,000
24290Weber City10.5 mi$1,110
37656Fall Branch10.6 mi$1,130

Questions

What is the Fair Market Rent for ZIP code 37642?

HUD's FY2027 Small Area Fair Market Rents for 37642 are $800 (studio), $890 (1 BR), $1,150 (2 BR), $1,450 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 37642?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 37642 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 37642?

The FY2026 income limits of the Kingsport-Bristol, TN-VA area apply: median family income $81,800, low-income (80%) limit $65,450 for a family of four.