FY2027 Small Area FMR · Erwin, TN
ZIP 37650 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 37650 (Erwin, TN) is $1,020 a month, up 1.0% from FY2026. That is 16% below the Johnson City, TN area-wide FMR of $1,211.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 37650 sits in the Johnson City, TN area
Of the 26 ZIP codes HUD lists for the area, 37650 has the 20th highest two-bedroom Small Area FMR. Johnson City, TN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,211 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $800 | $720 – $880 | $942 | $810 |
| 1 bedroom | $810 | $729 – $891 | $948 | $810 |
| 2 bedrooms | $1,020 | $918 – $1,122 | $1,211 | $1,010 |
| 3 bedrooms | $1,260 | $1,134 – $1,386 | $1,461 | $1,260 |
| 4 bedrooms | $1,400 | $1,260 – $1,540 | $1,609 | $1,410 |
A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $76,800 and the 80% low-income limit for four people is $64,500. ZIP code 37650 lies mainly in Unicoi County and Washington County. See the Johnson City, TN metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 37650?
HUD's FY2027 Small Area Fair Market Rents for 37650 are $800 (studio), $810 (1 BR), $1,020 (2 BR), $1,260 (3 BR) and $1,400 (4 BR) a month.
What is the Section 8 payment standard in 37650?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 37650 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 37650?
The FY2026 income limits of the Johnson City, TN area apply: median family income $76,800, low-income (80%) limit $64,500 for a family of four.