FY2027 Small Area FMR · Kyles Ford, TN

ZIP 37765 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 37765 (Kyles Ford, TN) is $1,000 a month, up 6.4% from FY2026. That is 1% above the Hancock County, TN area-wide FMR of $995.

2-bedroom SAFMR$1,000per month ▲ 6.4%

Area-wide 2 BR FMR$995Hancock County, TN

Rank in the area3rdof 6 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$750▲ 5.6%

1 BR$830■ 0.0%

2 BR$1,000▲ 6.4%

3 BR$1,210▲ 6.1%

4 BR$1,360▲ 7.9%

FY2027 FY2026

Where 37765 sits in the Hancock County, TN area

Of the 6 ZIP codes HUD lists for the area, 37765 has the 3rd highest two-bedroom Small Area FMR. Hancock County, TN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $995 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$750	$675 – $825	$761	$710
1 bedroom	$830	$747 – $913	$837	$830
2 bedrooms	$1,000	$900 – $1,100	$995	$940
3 bedrooms	$1,210	$1,089 – $1,331	$1,186	$1,140
4 bedrooms	$1,360	$1,224 – $1,496	$1,365	$1,260

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $54,800 and the 80% low-income limit for four people is $62,400. ZIP code 37765 lies mainly in Hancock County. See the Hancock County, TN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
37731	Eidson	3.2 mi	$1,000
24221	Blackwater	4.9 mi	$1,000
24263	Jonesville	8.2 mi	$940
37869	Sneedville	11.1 mi	$1,000
24277	Pennington Gap	12.0 mi	$950
37857	Rogersville	12.1 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 37765?

HUD's FY2027 Small Area Fair Market Rents for 37765 are $750 (studio), $830 (1 BR), $1,000 (2 BR), $1,210 (3 BR) and $1,360 (4 BR) a month.

What is the Section 8 payment standard in 37765?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 37765 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 37765?

The FY2026 income limits of the Hancock County, TN area apply: median family income $54,800, low-income (80%) limit $62,400 for a family of four.