FY2027 Small Area FMR · Thorn Hill, TN
ZIP 37881 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 37881 (Thorn Hill, TN) is $1,000 a month, up 6.4% from FY2026. That is 8% below the Kingsport-Bristol, TN-VA area-wide FMR of $1,091.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 37881 sits in the Kingsport-Bristol, TN-VA area
Of the 53 ZIP codes HUD lists for the area, 37881 has the 41st highest two-bedroom Small Area FMR. Kingsport-Bristol, TN-VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,091 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.
ZIP code 37881 crosses more than one HUD area. HUD also lists it under Grainger County, TN (same figures), Claiborne County, TN (same figures) and Hancock County, TN (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $750 | $675 – $825 | $760 | $710 |
| 1 bedroom | $840 | $756 – $924 | $845 | $800 |
| 2 bedrooms | $1,000 | $900 – $1,100 | $1,091 | $940 |
| 3 bedrooms | $1,260 | $1,134 – $1,386 | $1,375 | $1,210 |
| 4 bedrooms | $1,380 | $1,242 – $1,518 | $1,465 | $1,390 |
A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $81,800 and the 80% low-income limit for four people is $65,450. ZIP code 37881 lies mainly in Grainger County, Hancock County and Hawkins County. See the Kingsport-Bristol, TN-VA metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 37881?
HUD's FY2027 Small Area Fair Market Rents for 37881 are $750 (studio), $840 (1 BR), $1,000 (2 BR), $1,260 (3 BR) and $1,380 (4 BR) a month.
What is the Section 8 payment standard in 37881?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 37881 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 37881?
The FY2026 income limits of the Kingsport-Bristol, TN-VA area apply: median family income $81,800, low-income (80%) limit $65,450 for a family of four.