FY2027 Small Area FMR · Selmer, TN

ZIP 38375 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 38375 (Selmer, TN) is $1,000 a month, up 7.5% from FY2026. That is 1% above the McNairy County, TN area-wide FMR of $995.

2-bedroom SAFMR$1,000per month ▲ 7.5%

Area-wide 2 BR FMR$995McNairy County, TN

Rank in the area13thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 5.6%

1 BR$800▲ 8.1%

2 BR$1,000▲ 7.5%

3 BR$1,380▲ 7.0%

4 BR$1,440■ 0.0%

FY2027 FY2026

Where 38375 sits in the McNairy County, TN area

Of the 15 ZIP codes HUD lists for the area, 38375 has the 13th highest two-bedroom Small Area FMR. McNairy County, TN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $995 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$761	$720
1 bedroom	$800	$720 – $880	$803	$740
2 bedrooms	$1,000	$900 – $1,100	$995	$930
3 bedrooms	$1,380	$1,242 – $1,518	$1,378	$1,290
4 bedrooms	$1,440	$1,296 – $1,584	$1,436	$1,440

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $69,700 and the 80% low-income limit for four people is $62,400. ZIP code 38375 lies mainly in McNairy County. See the McNairy County, TN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
38367	Ramer	7.5 mi	$1,150
38315	Bethel Springs	7.7 mi	$1,140
38339	Guys	8.5 mi	$1,000
38379	Stantonville	8.9 mi	$1,260
38061	Pocahontas	11.9 mi	$1,030
38310	Adamsville	12.6 mi	$1,070

Questions

What is the Fair Market Rent for ZIP code 38375?

HUD's FY2027 Small Area Fair Market Rents for 38375 are $760 (studio), $800 (1 BR), $1,000 (2 BR), $1,380 (3 BR) and $1,440 (4 BR) a month.

What is the Section 8 payment standard in 38375?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 38375 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 38375?

The FY2026 income limits of the McNairy County, TN area apply: median family income $69,700, low-income (80%) limit $62,400 for a family of four.