FY2027 Small Area FMR · Iuka, MS

ZIP 38852 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 38852 (Iuka, MS) is $920 a month, up 4.5% from FY2026. That is 15% below the Florence-Muscle Shoals, AL area-wide FMR of $1,085.

2-bedroom SAFMR$920per month ▲ 4.5%

Area-wide 2 BR FMR$1,085Florence-Muscle Shoals, AL

Rank in the area18thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$828

2 BR Small Area FMR$920

110% of SAFMR$1,012

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$700▼ 4.1%

1 BR$700▼ 7.9%

2 BR$920▲ 4.5%

3 BR$1,130▲ 0.9%

4 BR$1,270▼ 0.8%

FY2027 FY2026

Where 38852 sits in the Florence-Muscle Shoals, AL area

Of the 22 ZIP codes HUD lists for the area, 38852 has the 18th highest two-bedroom Small Area FMR. Florence-Muscle Shoals, AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,085 for two bedrooms; an agency that opts in to Small Area FMRs would use $920 for this ZIP code instead.

ZIP code 38852 crosses more than one HUD area. HUD also lists it under Tishomingo County, MS (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$700	$630 – $770	$760	$730
1 bedroom	$700	$630 – $770	$834	$760
2 bedrooms	$920	$828 – $1,012	$1,085	$880
3 bedrooms	$1,130	$1,017 – $1,243	$1,348	$1,120
4 bedrooms	$1,270	$1,143 – $1,397	$1,426	$1,280

A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $95,900 and the 80% low-income limit for four people is $72,450. ZIP code 38852 lies mainly in Tishomingo County and Colbert County. See the Florence-Muscle Shoals, AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
38833	Burnsville	7.9 mi	$910
38846	Glen	9.8 mi	$910
38873	Tishomingo	12.8 mi	$910
35677	Waterloo	13.1 mi	$1,020
35616	Cherokee	13.1 mi	$1,030
38365	Pickwick Dam	14.4 mi	$1,220

Questions

What is the Fair Market Rent for ZIP code 38852?

HUD's FY2027 Small Area Fair Market Rents for 38852 are $700 (studio), $700 (1 BR), $920 (2 BR), $1,130 (3 BR) and $1,270 (4 BR) a month.

What is the Section 8 payment standard in 38852?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 38852 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 38852?

The FY2026 income limits of the Florence-Muscle Shoals, AL area apply: median family income $95,900, low-income (80%) limit $72,450 for a family of four.