Income Limits by County

FY2027 Small Area FMR · Wiggins, MS

ZIP 39577 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39577 (Wiggins, MS) is $1,090 a month, up 5.8% from FY2026. That is 4% above the Stone County, MS area-wide FMR of $1,047.

2-bedroom SAFMR$1,090per month ▲ 5.8%
Area-wide 2 BR FMR$1,047Stone County, MS
Rank in the area1stof 5 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981
2 BR Small Area FMR$1,090
110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 39577 sits in the Stone County, MS area

$950$1,090median $1,050

Of the 5 ZIP codes HUD lists for the area, 39577 has the 1st highest two-bedroom Small Area FMR. Stone County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,047 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

ZIP code 39577 crosses more than one HUD area. HUD also lists it under Hattiesburg, MS (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$880$792 – $968$871$770
1 bedroom$920$828 – $1,012$882$860
2 bedrooms$1,090$981 – $1,199$1,047$1,030
3 bedrooms$1,320$1,188 – $1,452$1,248$1,320
4 bedrooms$1,600$1,440 – $1,760$1,570$1,420

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $84,800 and the 80% low-income limit for four people is $66,700. ZIP code 39577 lies mainly in Stone County, Perry County and Forrest County. See the Stone County, MS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
39425Brooklyn10.8 mi$1,100
39573Perkinston12.0 mi$1,030
39561Mc Henry14.5 mi$950
39456Mc Lain18.9 mi$950
39574Saucier20.3 mi$1,090
39423Beaumont21.0 mi$950

Questions

What is the Fair Market Rent for ZIP code 39577?

HUD's FY2027 Small Area Fair Market Rents for 39577 are $880 (studio), $920 (1 BR), $1,090 (2 BR), $1,320 (3 BR) and $1,600 (4 BR) a month.

What is the Section 8 payment standard in 39577?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39577 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39577?

The FY2026 income limits of the Stone County, MS area apply: median family income $84,800, low-income (80%) limit $66,700 for a family of four.