Income Limits by County

FY2027 Small Area FMR · Mc Henry, MS

ZIP 39561 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39561 (Mc Henry, MS) is $950 a month, up 2.2% from FY2026. That is 9% below the Stone County, MS area-wide FMR of $1,047.

2-bedroom SAFMR$950per month ▲ 2.2%
Area-wide 2 BR FMR$1,047Stone County, MS
Rank in the area5thof 5 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$855
2 BR Small Area FMR$950
110% of SAFMR$1,045

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 39561 sits in the Stone County, MS area

$950$1,090median $1,050

Of the 5 ZIP codes HUD lists for the area, 39561 has the 5th highest two-bedroom Small Area FMR. Stone County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,047 for two bedrooms; an agency that opts in to Small Area FMRs would use $950 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$740$666 – $814$871$680
1 bedroom$790$711 – $869$882$730
2 bedrooms$950$855 – $1,045$1,047$930
3 bedrooms$1,160$1,044 – $1,276$1,248$1,160
4 bedrooms$1,390$1,251 – $1,529$1,570$1,350

A household renting a two-bedroom home at the Small Area FMR of $950 needs about $38,000 a year to keep housing costs at 30% of income. The area median family income is $84,800 and the 80% low-income limit for four people is $66,700. ZIP code 39561 lies mainly in Stone County. See the Stone County, MS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
39573Perkinston4.1 mi$1,030
39574Saucier7.4 mi$1,090
39577Wiggins14.5 mi$1,090
39503Gulfport15.7 mi$1,220
39532Biloxi18.5 mi$1,200
39571Pass Christian20.8 mi$1,130

Questions

What is the Fair Market Rent for ZIP code 39561?

HUD's FY2027 Small Area Fair Market Rents for 39561 are $740 (studio), $790 (1 BR), $950 (2 BR), $1,160 (3 BR) and $1,390 (4 BR) a month.

What is the Section 8 payment standard in 39561?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39561 that range is $855 to $1,045 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39561?

The FY2026 income limits of the Stone County, MS area apply: median family income $84,800, low-income (80%) limit $66,700 for a family of four.