FY2027 Small Area FMR · Liberty, MS

ZIP 39645 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39645 (Liberty, MS) is $960 a month, up 9.1% from FY2026. That is 6% above the Amite County, MS area-wide FMR of $905.

2-bedroom SAFMR$960per month ▲ 9.1%

Area-wide 2 BR FMR$905Amite County, MS

Rank in the area4thof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$864

2 BR Small Area FMR$960

110% of SAFMR$1,056

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 11.0%

1 BR$820▲ 10.8%

2 BR$960▲ 9.1%

3 BR$1,180▲ 9.3%

4 BR$1,260▲ 7.7%

FY2027 FY2026

Where 39645 sits in the Amite County, MS area

Of the 9 ZIP codes HUD lists for the area, 39645 has the 4th highest two-bedroom Small Area FMR. Amite County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $905 for two bedrooms; an agency that opts in to Small Area FMRs would use $960 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$761	$730
1 bedroom	$820	$738 – $902	$769	$740
2 bedrooms	$960	$864 – $1,056	$905	$880
3 bedrooms	$1,180	$1,062 – $1,298	$1,110	$1,080
4 bedrooms	$1,260	$1,134 – $1,386	$1,189	$1,170

A household renting a two-bedroom home at the Small Area FMR of $960 needs about $38,400 a year to keep housing costs at 30% of income. The area median family income is $46,600 and the 80% low-income limit for four people is $57,600. ZIP code 39645 lies mainly in Amite County. See the Amite County, MS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
39638	Gloster	12.8 mi	$910
39664	Smithdale	14.3 mi	$910
70761	Norwood	18.6 mi	$1,090
39657	Osyka	18.9 mi	$930
39652	Magnolia	19.3 mi	$910
39635	Fernwood	20.0 mi	$1,040

Questions

What is the Fair Market Rent for ZIP code 39645?

HUD's FY2027 Small Area Fair Market Rents for 39645 are $810 (studio), $820 (1 BR), $960 (2 BR), $1,180 (3 BR) and $1,260 (4 BR) a month.

What is the Section 8 payment standard in 39645?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39645 that range is $864 to $1,056 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39645?

The FY2026 income limits of the Amite County, MS area apply: median family income $46,600, low-income (80%) limit $57,600 for a family of four.