Income Limits by County

FY2027 Small Area FMR · Osyka, MS

ZIP 39657 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39657 (Osyka, MS) is $930 a month, down 4.1% from FY2026. That is 3% above the Amite County, MS area-wide FMR of $905.

2-bedroom SAFMR$930per month ▼ 4.1%
Area-wide 2 BR FMR$905Amite County, MS
Rank in the area5thof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$837
2 BR Small Area FMR$930
110% of SAFMR$1,023

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 39657 sits in the Amite County, MS area

$910$1,090median $930

Of the 9 ZIP codes HUD lists for the area, 39657 has the 5th highest two-bedroom Small Area FMR. Amite County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $905 for two bedrooms; an agency that opts in to Small Area FMRs would use $930 for this ZIP code instead.

ZIP code 39657 crosses more than one HUD area. HUD also lists it under Pike County, MS (same figures) and Walthall County, MS (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$780$702 – $858$761$840
1 bedroom$840$756 – $924$769$850
2 bedrooms$930$837 – $1,023$905$970
3 bedrooms$1,120$1,008 – $1,232$1,110$1,170
4 bedrooms$1,280$1,152 – $1,408$1,189$1,290

A household renting a two-bedroom home at the Small Area FMR of $930 needs about $37,200 a year to keep housing costs at 30% of income. The area median family income is $46,600 and the 80% low-income limit for four people is $57,600. ZIP code 39657 lies mainly in Pike County, Amite County and Walthall County. See the Amite County, MS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
39652Magnolia5.4 mi$910
70444Kentwood9.9 mi$1,090
39635Fernwood10.7 mi$1,040
39648Mccomb12.6 mi$1,050
70465Tangipahoa12.8 mi$990
70450Mount Hermon16.1 mi$920

Questions

What is the Fair Market Rent for ZIP code 39657?

HUD's FY2027 Small Area Fair Market Rents for 39657 are $780 (studio), $840 (1 BR), $930 (2 BR), $1,120 (3 BR) and $1,280 (4 BR) a month.

What is the Section 8 payment standard in 39657?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39657 that range is $837 to $1,023 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39657?

The FY2026 income limits of the Amite County, MS area apply: median family income $46,600, low-income (80%) limit $57,600 for a family of four.