FY2027 Small Area FMR · Mccomb, MS

ZIP 39649 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 39649 (Mccomb, MS) is $1,040 a month, up 5.1% from FY2026. That is 0% equal to the Pike County, MS area-wide FMR of $1,039.

2-bedroom SAFMR$1,040per month ▲ 5.1%

Area-wide 2 BR FMR$1,039Pike County, MS

Rank in the area2ndof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▲ 3.6%

1 BR$960▲ 12.9%

2 BR$1,040▲ 5.1%

3 BR$1,240▲ 4.2%

4 BR$1,460▲ 2.8%

FY2027 FY2026

Where 39649 sits in the Pike County, MS area

Of the 10 ZIP codes HUD lists for the area, 39649 has the 2nd highest two-bedroom Small Area FMR. Pike County, MS is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,039 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$874	$840
1 bedroom	$960	$864 – $1,056	$954	$850
2 bedrooms	$1,040	$936 – $1,144	$1,039	$990
3 bedrooms	$1,240	$1,116 – $1,364	$1,238	$1,190
4 bedrooms	$1,460	$1,314 – $1,606	$1,459	$1,420

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $52,600 and the 80% low-income limit for four people is $57,600. ZIP code 39649 lies mainly in Pike County. See the Pike County, MS county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
39635	Fernwood	3.7 mi	$1,040
39666	Summit	3.9 mi	$980
39648	Mccomb	5.5 mi	$1,050
39652	Magnolia	9.1 mi	$910
39629	Bogue Chitto	13.3 mi	$930
39662	Ruth	14.0 mi	$970

Questions

What is the Fair Market Rent for ZIP code 39649?

HUD's FY2027 Small Area Fair Market Rents for 39649 are $870 (studio), $960 (1 BR), $1,040 (2 BR), $1,240 (3 BR) and $1,460 (4 BR) a month.

What is the Section 8 payment standard in 39649?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 39649 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 39649?

The FY2026 income limits of the Pike County, MS area apply: median family income $52,600, low-income (80%) limit $57,600 for a family of four.